The Kitchen
5 appliances included
Oceanfront townhouse at PH Waterfront 40 Punta Pacífica
A private-elevator oceanfront home on Ocean Reef Islands
Punta Pacífica, Panamá
Active
$1,450,000
USD$6,416 / m²
- 3Bed
- 3Bath
- 226 m²2,433 ft²
- 3Parking
Overview
Set within the gated Ocean Reef Islands community, this single-level townhouse at PH Waterfront 40 pairs a rare low-rise waterfront setting with direct oceanfront living. A private elevator opens into the residence, and each floor has only two homes. From the private balcony, the ocean is directly in view. The home offers 226 m² and three bedrooms, including a primary suite with a walk-in closet. Its one-level layout also includes a den and study, family room, formal dining room, independent maid’s quarters with a service bathroom, and a separate service elevator. Central air conditioning and three parking spaces in a closed garage add everyday convenience. Residents enjoy an oceanfront swimming pool and jacuzzi, a BBQ terrace, concierge service and private security. Ocean Reef Islands brings a marina and boating lifestyle to this gated waterfront community. The residence is offered unfurnished with a refrigerator, stove and oven, freezer, washer and dryer. Contact Casanova Realty to arrange a viewing of this distinctive Punta Pacifica home.
In Short
For sale at $1,450,000, this 2019-built, single-level townhouse at PH Waterfront 40 offers 226 m², three bedrooms, private elevator access, a balcony, three garage spaces and central air conditioning. Building amenities include an oceanfront pool and jacuzzi, BBQ terrace, concierge and private security.
Before You Decide
- A private elevator opens directly into the residence, with only two homes per floor.
- The home is arranged on one level and includes a den, study, family room and formal dining room.
- The building provides an oceanfront pool and jacuzzi, BBQ terrace, concierge and private security.
- The asking price is approximately $6,415.93 per m² using the structured area of 226.0 m².
Highlights
- 226 m² arranged on one level
- Three bedrooms, including a primary suite with walk-in closet
- Private elevator opens directly into the residence
- Ocean-facing private balcony
- Den and study, family room, and formal dining room
- Independent maid’s quarters with service bathroom
- Three parking spaces in a closed garage
- Oceanfront pool and jacuzzi, BBQ terrace, concierge and private security
At a Glance
- Status
- Available for sale
- Asking price
- $1,450,000
- Price per m²
- $6,415.93/m²
- Bedrooms
- 3 bedrooms
- Area
- 226.0 m²
- Parking
- 3 spaces in a closed garage
- Furnishing
- Unfurnished; appliances included
- Year built
- 2019
- View
- Ocean
- Property type
- Townhouse
- Building
- PH Waterfront 40
- Community
- Ocean Reef Islands
- Neighborhood
- Punta Pacifica
- City
- Panama City
- Listing ID
- CNV-PROP-088427
Key Facts
- Category
- Residential
- Unit type
- House Villa
- New or resale
- Resale
- Listed
- 13 October 2026
- Last updated
- 13 October 2026
Gallery
10 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
- Walk-In Closet
- Den
- Study
- Family room
- Formal dining room
- Maid quarters
- Private elevator access
- Separate service elevator
- 3 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Total
- 226 m² · 2,433 ft²
Systems & Comfort
- Air conditioning
- Central
- Views
- Ocean
Parking & Storage
- Spaces
- 3
- Covered
- Yes
Interior
- Walk-In Closet
- Den
- Study
- Family room
- Formal dining room
- Maid quarters
- Private elevator access
- Separate service elevator
Appliances included
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,450,000
- Price per m²
- $6,416 / m²
- Cash to close (est.)
- $435,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $435,000
- Loan amount
- $1,015,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$6,250
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- This residence combines a one-level layout with private elevator access and three garage spaces.
- PH Waterfront 40 is described as a boutique low-rise building with two residences per floor.
Value Comparison
Asking price per m², against the building, the sector and the country.
House$6,416 / m²
Punta Pacífica average$8,088 / m²
Panama average$4,306 / m²
Asking 21% below the Punta Pacífica average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At an asking price of $1,450,000 and a structured area of 226.0 m², the calculated asking price is approximately $6,415.93 per m². The calculation uses the structured area; the narrative area figure differs and requires verification.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$1,450,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Punta Pacífica
San Francisco, Panamá
PH Waterfront 40
Punta Pacífica, Panamá
Positions are schematic, spaced by travel distance.
Get directionsPunta Pacífica on Casanova today
- Active sale listings
- 710
- Active rentals
- 0
- Median asking price per m²
- $2,854
Getting Around
San Francisco, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $1,450,000 USD.
How large is the residence?
The structured area is 226.0 m².
How many bedrooms does it have?
The residence has three bedrooms.
How many parking spaces are included?
The residence includes three spaces in a closed garage.
Which appliances are included?
The unfurnished residence includes a refrigerator, stove with oven, freezer, washer and dryer.
What amenities are available to residents?
PH Waterfront 40 offers an oceanfront swimming pool and jacuzzi, BBQ terrace, concierge and private security. Ocean Reef Islands also offers a marina and boating lifestyle.
Are appliances included?
Yes. The residence includes a refrigerator, stove with oven, freezer, washer and dryer.
Similar Properties
Same market, comparable size and price.
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Interested in Oceanfront townhouse at PH Waterfront 40?
Speak to our team — viewings in person or by video, usually within 48 hours.