The Kitchen
5 appliances included
3-Bedroom Oceanfront Apartment at PH Waterfront 40 Punta Pacífica
A private-elevator oceanfront home in Ocean Reef Islands
Punta Pacífica, Panamá
Active
$1,450,000
USD$6,407 / m²
- 3Bed
- 3Bath
- 226.31 m²2,436 ft²
- 3Parking
Overview
Set within Ocean Reef Islands in Punta Pacífica, this 226.31 m² residence pairs direct oceanfront living with the privacy of a boutique, low-rise setting. At PH Waterfront 40, a private elevator opens directly into the apartment, and there are only two residences per floor. The home is arranged on a single level, with ocean views from its private balcony. The layout includes three bedrooms and three bathrooms, plus a den, a separate study, a family room, and a formal dining room. The primary suite has a walk-in closet. Independent maid’s quarters include a service bathroom, and a separate service elevator adds everyday convenience. Three parking spaces are located in a closed garage. Central air conditioning is installed, and the residence is offered unfurnished with a refrigerator, stove with oven, freezer, washer, and dryer. Residents enjoy an oceanfront swimming pool and jacuzzi, a BBQ terrace, concierge service, and private security. Ocean Reef Islands brings a gated waterfront setting and a marina and boating lifestyle to Panama City. Offered for $1,450,000, this distinctive Punta Pacífica home combines expansive single-level space with direct access to the water. Contact Casanova Realty to arrange a private viewing.
In Short
The 3-bedroom apartment at PH Waterfront 40 in Ocean Reef Islands is offered for sale at $1,450,000. It measures 226.31 m², is arranged on one level, and includes a private elevator, ocean-view balcony, and three garage parking spaces.
Before You Decide
- The 226.31 m² layout is arranged on one level and includes a den, separate study, family room, and formal dining room.
- A private elevator opens directly into the apartment, and the building has two residences per floor.
- Three parking spaces in a closed garage are included.
- The apartment is offered unfurnished, with five named appliances included.
- The monthly HOA, pet rules, and short-term rental rules are not established.
Included in the sale. Refrigerator, stove with oven, freezer, washer, and dryer.
Highlights
- 226.31 m² on a single level
- Three bedrooms and three bathrooms
- Private elevator opens directly into the residence
- Only two residences per floor at PH Waterfront 40
- Private balcony with direct ocean views
- Den, separate study, family room, and formal dining room
- Three parking spaces in a closed garage
- Oceanfront pool, jacuzzi, BBQ terrace, concierge, and private security
At a Glance
- Status
- For sale
- Asking price
- $1,450,000
- Price per m²
- $6,407.14/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 3 bathrooms
- Area
- 226.31 m²
- Floor
- Not specified
- Parking
- 3 spaces
- Furnished
- Unfurnished
- Year built
- 2019
- View
- Ocean
- Property type
- Apartment
- Building
- PH Waterfront 40
- Neighborhood
- Punta Pacífica
- City
- Panama City
- Listing ID
- CNV-PROP-088682
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Market tier
- Ultra Luxury
- Furnishing
- Unfurnished
- Listed
- 13 October 2026
- Last updated
- 13 October 2026
Gallery
10 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
- Walk-In Closet
- Den
- Study
- Family room
- Formal dining room
- Maid quarters
- 3 parking spaces
- Refrigerator, stove with oven, freezer, washer, and dryer.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 226 m² · 2,436 ft²
Systems & Comfort
- Air conditioning
- Central
- Views
- Ocean
Parking & Storage
- Spaces
- 3
- Covered
- Yes
Interior
- Walk-In Closet
- Den
- Study
- Family room
- Formal dining room
- Maid quarters
Appliances included
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
Outdoor
- Balcony
Accessibility
- Private elevator opens to unit
- Single level
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,450,000
- Price per m²
- $6,407 / m²
- Cash to close (est.)
- $435,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $435,000
- Loan amount
- $1,015,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$6,250
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price is approximately $6,407.14 per m², calculated from $1,450,000 divided by 226.31 m².
- PH Waterfront 40 is described as a boutique low-rise building with two residences per floor.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$6,407 / m²
Punta Pacífica average$8,088 / m²
Panama average$4,306 / m²
Asking 21% below the Punta Pacífica average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At approximately $6,407.14 per m², this 226.31 m² Ocean Reef Islands residence is offered for $1,450,000. Rental income, operating costs, and investment returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$1,450,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Punta Pacífica
San Francisco, Panamá
PH Waterfront 40
Punta Pacífica, Panamá
Positions are schematic, spaced by travel distance.
Get directionsPunta Pacífica on Casanova today
- Active sale listings
- 710
- Active rentals
- 0
- Median asking price per m²
- $2,854
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $1,450,000 USD.
How large is the residence?
The residence is 226.31 m².
How many bedrooms does the apartment have?
The apartment has three bedrooms.
How many parking spaces are included?
The residence includes three parking spaces in a closed garage.
Is the apartment furnished?
The apartment is offered unfurnished. A refrigerator, stove with oven, freezer, washer, and dryer are included.
Which amenities are available to residents?
Residents have access to an oceanfront swimming pool, jacuzzi, BBQ terrace, concierge, and private security.
Where is the apartment?
The apartment is in PH Waterfront 40, Ocean Reef Islands, in Punta Pacífica, Panama City.
Is there a private elevator?
Yes. The private elevator opens directly into the residence.
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Interested in 3-Bedroom Oceanfront Apartment at PH Waterfront 40?
Speak to our team — viewings in person or by video, usually within 48 hours.