The Kitchen
5 appliances included
Oceanfront Apartment at PH Waterfront 40 Punta Pacífica
Private-island oceanfront living at PH Waterfront 40
Punta Pacífica, Panamá
Active
$1,450,000
USD$6,407 / m²
- 3Bed
- 3Bath
- 226.31 m²2,436 ft²
- 3Parking
Overview
Set within Ocean Reef Islands in Punta Pacífica, this 226.31 m² residence pairs direct oceanfront living with the intimacy of a low-rise condominium. PH Waterfront 40 has only two residences per floor, and a private elevator opens directly into this single-level home. Step onto the private balcony for panoramic ocean views with the water directly ahead. The three-bedroom layout also includes a study, family room, formal dining room and a primary suite with a walk-in closet. A separate service room has its own bathroom, and a second service elevator supports day-to-day practicality. The apartment is offered unfurnished and includes central air conditioning, curtains, a refrigerator, stove with oven, freezer, washer and dryer. Three parking spaces are located in an enclosed garage. Residents enjoy an oceanfront swimming pool and jacuzzi, a BBQ terrace, concierge service and private security. The setting brings together a private coastal community and the nautical, marina-oriented lifestyle of Ocean Reef Islands, while Punta Pacífica places the home within Panama City. Contact Casanova Realty to arrange a conversation about this distinctive island residence.
In Short
The apartment at PH Waterfront 40 is offered for $1,450,000. It measures 226.31 m² and includes three bedrooms, three parking spaces, a study, a family room and a separate service room with its own bathroom. Building amenities named for residents include an oceanfront pool, jacuzzi, BBQ terrace, concierge and private security.
Before You Decide
- The private elevator opens directly into a single-level residence with only two homes per floor.
- Three parking spaces are included in an enclosed garage.
- The unit is offered unfurnished but includes a refrigerator, stove with oven, freezer, washer and dryer.
- The monthly HOA, pet rules and short-term rental policy are not established.
Included in the sale. Curtains, refrigerator, stove with oven, freezer, washer and dryer.
Highlights
- 226.31 m² in a single-level layout
- Three bedrooms, a study and a family room
- Private elevator opens directly into the residence
- Private balcony with panoramic ocean views
- Only two residences per floor at PH Waterfront 40
- Three parking spaces in an enclosed garage
- Oceanfront pool, jacuzzi, BBQ terrace, concierge and private security
- Unfurnished; includes central AC, curtains and kitchen and laundry appliances
At a Glance
- Status
- Available
- Asking price
- $1,450,000
- Price per m²
- $6,407.14/m²
- Bedrooms
- 3 bedrooms
- Total area
- 226.31 m²
- Parking
- 3 spaces
- Furnished
- Unfurnished
- Year built
- 2019
- Property type
- Apartment
- Building
- PH Waterfront 40
- Neighborhood
- Punta Pacífica
- City
- Panama City
- Listing ID
- CNV-PROP-089141
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Furnishing
- Unfurnished
- Listed
- 4 October 2026
- Last updated
- 13 October 2026
Gallery
10 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
Den / Study
A separate room off the main living area — the usual home-office or fourth-bedroom conversion.
What's Included
Everything that stays with the residence.
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
- Curtains
- Study
- Family room
- Formal dining room
- Primary suite walk in closet
- Separate service room
- 3 parking spaces
- Curtains, refrigerator, stove with oven, freezer, washer and dryer.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Total
- 226 m² · 2,436 ft²
Systems & Comfort
- Air conditioning
- Central
- Views
- Ocean
- View risk
- None
Parking & Storage
- Spaces
- 3
- Covered
- Yes
Interior
- Curtains
- Study
- Family room
- Formal dining room
- Primary suite walk in closet
- Separate service room
Appliances included
- Refrigerator
- Stove
- Freezer
- Washer
- Dryer
Outdoor
- Balcony
Accessibility
- Private elevator access
- Single level
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,450,000
- Price per m²
- $6,407 / m²
- Cash to close (est.)
- $435,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $435,000
- Loan amount
- $1,015,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$6,250
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The residence offers 226.31 m², three bedrooms and three garage spaces.
- PH Waterfront 40 is described as a low-rise building with two residences per floor.
- The building amenities named for residents are an oceanfront pool, jacuzzi, BBQ terrace, concierge and private security.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$6,407 / m²
Punta Pacífica average$8,088 / m²
Panama average$4,306 / m²
Asking 21% below the Punta Pacífica average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
The asking price is $1,450,000 for a 226.31 m² apartment with three bedrooms, three parking spaces and an oceanfront position in Ocean Reef Islands. Rental income and operating-cost figures are not established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$1,450,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Punta Pacífica
San Francisco, Panamá
PH Waterfront 40
Punta Pacífica, Panamá
Positions are schematic, spaced by travel distance.
Get directionsPunta Pacífica on Casanova today
- Active sale listings
- 710
- Active rentals
- 0
- Median asking price per m²
- $2,854
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $1,450,000 USD.
How large is the residence?
The residence measures 226.31 m².
How many bedrooms does it have?
The apartment has three bedrooms.
How many parking spaces are included?
The apartment includes three spaces in an enclosed garage.
Is the apartment furnished?
The apartment is offered unfurnished.
Which appliances are included?
Included appliances are a refrigerator, stove with oven, freezer, washer and dryer.
What amenities are named at PH Waterfront 40?
The residence has access to an oceanfront pool and jacuzzi, a BBQ terrace, concierge service and private security.
What appliances are included?
The included appliances are a refrigerator, stove with oven, freezer, washer and dryer.
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Interested in Oceanfront Apartment at PH Waterfront 40?
Speak to our team — viewings in person or by video, usually within 48 hours.