Bathrooms
6 bathrooms
Four-Bedroom Apartment at The Reserve, Santa María
A 310 m² residence with room for the whole family
Santa María, Panamá
Active
$1,110,000
USD$3,581 / m²
- 4Bed
- 6Bath
- 310 m²3,337 ft²
- 3Parking
Overview
At The Reserve in Santa María Golf & Country Club, this 310 m² apartment brings together four ensuite bedrooms, a balcony with an impressive view and a generous layout for everyday living. Well maintained and enhanced with multiple improvements, it offers a polished base for buyers seeking space in one of Panama City’s residential enclaves. The home is arranged around a living room and dining room, with a kitchen and breakfast area for casual meals. Each of the four bedrooms has its own bathroom and walk-in closet. A guest bathroom, laundry area and separate service quarters with a bathroom add practical flexibility. The balcony extends the living space, while a water filtration system and three parking spaces are included among the apartment’s features. There are six bathrooms in total. The complex offers a social area, swimming pool, gym, tennis court and paddle court, alongside 24/7 security. The property is identified with Santa María Golf & Country Club, providing a setting associated with the area’s golf-and-country-club lifestyle. Offered for $1,110,000, this four-bedroom apartment is ready for a closer look. Contact Casanova Realty to discuss the property and arrange next steps.
In Short
The four-bedroom apartment at The Reserve in Santa María is offered for $1,110,000. The apartment measures 310 m² and includes four ensuite bedrooms with walk-in closets, a guest bathroom, service quarters with a bathroom, a laundry area, a balcony and three parking spaces. The complex has a social area, swimming pool, gym, tennis court, paddle court and 24/7 security.
Before You Decide
- The 310 m² layout includes four ensuite bedrooms, walk-in closets and separate service quarters.
- Three parking spaces and an in-apartment water filtration system are included features.
- The complex has a pool, gym, tennis court, paddle court, social area and 24/7 security.
- The asking price is $1,110,000, or approximately $3,580.65 per m² based on 310 m².
Many improvements; specific work and dates are not provided.
Highlights
- 310 m² apartment in The Reserve, Santa María
- Four bedrooms, each with a private bathroom and walk-in closet
- Six bathrooms in total, including guest and service bathrooms
- Balcony with an impressive view
- Living room, dining room and kitchen with breakfast area
- Separate laundry area and service quarters
- Three parking spaces and an in-apartment water filtration system
- Complex amenities include a pool, gym, tennis and paddle courts, social area and 24/7 security
At a Glance
- Status
- Available
- Asking price
- $1,110,000
- Price per m²
- $3,580.65/m²
- Bedrooms
- 4 bedrooms
- Bathrooms
- 6 bathrooms
- Total area
- 310 m²
- Parking
- 3 spaces
- Property type
- Apartment
- Building
- The Reserve
- Neighborhood
- Santa María
- City
- Panama City
- Listing ID
- CNV-PROP-065352
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Condition
- Very Good
- Listed
- 5 October 2026
- Last updated
- 5 October 2026
Gallery
15 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- Walk-In Closet
- 3 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 6
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 310 m² · 3,337 ft²
Parking & Storage
- Spaces
- 3
- Covered
- No
Interior
- Walk-In Closet
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,110,000
- Price per m²
- $3,581 / m²
- Cash to close (est.)
- $333,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $333,000
- Loan amount
- $777,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$4,784
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,581 / m²
The Reserve average$3,263 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 3% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At an asking price of $1,110,000 for 310 m², the calculated asking price is $3,580.65 per m². Rental income, ownership costs, and yield estimates are not available.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$1,110,000
How You Can Pay
The Reserve
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at The Reserve
Apartment at PH The Reserve in Santa María
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- 2 Beds
- 2.5 Baths
- 183 m²
$545,000
$2,978 / m²
Furnished 2-Bedroom Apartment at The Reserve
The ReserveSanta María
- 2 Beds
- 2 Baths
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Furnished$595,000
$2,975 / m²
3-Bedroom Apartment at The Reserve, Santa María
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- 3 Beds
- 3 Baths
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3-Bedroom Apartment at The Reserve, Santa María
The ReserveSanta María
- 3 Beds
- 3.5 Baths
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$760,000
$2,923 / m²
Living in Santa María
Juan Díaz, Panamá
Santa María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $1,110,000 USD.
How large is the apartment?
The apartment is 310 m².
How many bedrooms and bathrooms does it have?
The apartment has four bedrooms, each with its own bathroom, plus a guest bathroom and a service bathroom: six bathrooms in total.
How many parking spaces are included?
The apartment has three parking spaces.
Which amenities are available at the complex?
The complex has a social area, swimming pool, gym, tennis court and paddle court.
Does the complex have security?
The complex has 24/7 security.
Does the apartment have a water filtration system?
Yes. The apartment has a water filtration system.
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Interested in The Reserve?
Speak to our team — viewings in person or by video, usually within 48 hours.