
3-Bedroom Apartment at The Reserve, Santa María
A spacious Santa María residence with lake and golf-course views
Santa María, Panamá
$760,000
USD$2,923 / m²
- 3Bed
- 3.5Bath
- 260 m²2,799 ft²
- 2Parking
Overview
Set within The Reserve in Santa María, this 260 m² apartment pairs generous living space with views of the lake and golf course. A broad balcony extends the home outdoors, while a family den adds a separate place to gather, read, or unwind. The layout includes three bedrooms, 3.5 bathrooms, a living-dining room, kitchen, laundry room, and a service room with its own bathroom. Two parking spaces are included. Offered at $760,000, the apartment is listed at approximately $2,923.08 per m² based on its total area. The residential amenity offering brings together a lagoon-style pool, lap pool, white-sand artificial beach, gym, tennis court, mini golf, basketball court, children’s playground, and walking and jogging trails. Pergolas, a gazebo with BBQ, a party room, and 24-hour security round out the facilities. Santa María offers a residential setting with schools, restaurants, supermarkets, and shopping centers nearby, plus convenient access toward Costa del Este, Panama City’s financial center, and Tocumen International Airport. Contact Casanova Realty to arrange more information about this home.
In Short
This 3-bedroom apartment at The Reserve in Santa María is offered for $760,000. It has 260 m² of total area, 3.5 bathrooms, a family den, a balcony, a service room and bathroom, and two parking spaces. The residential amenities include pools, an artificial beach, gym, sports facilities, walking trails, a BBQ gazebo, a party room, and 24-hour security.
Before You Decide
- The $760,000 asking price corresponds to approximately $2,923.08 per m² using the stated 260 m² total area.
- The apartment has two parking spaces, but their assignment, deed status, and coverage are not specified.
- The floor number, HOA amount, and monthly maintenance inclusions are not provided.
- The stated amenity offering includes pools, a white-sand artificial beach, sports facilities, trails, and 24-hour security.
Highlights
- 260 m² of total area at The Reserve, Santa María
- Three bedrooms and 3.5 bathrooms
- Lake and golf-course views
- Broad balcony and a separate family den
- Living-dining room, kitchen, and laundry room
- Service room with its own bathroom
- Two parking spaces
- Pools, artificial beach, sports facilities, trails, BBQ gazebo, party room, and 24-hour security
At a Glance
- Status
- Available
- Asking price
- $760,000
- Price per m²
- $2,923.08/m²
- Bedrooms
- 3
- Bathrooms
- 3.5
- Total area
- 260 m²
- Parking
- 2 spaces
- Views
- Lake and golf course
- Property type
- Apartment
- Building
- The Reserve
- Neighborhood
- Santa María
- City
- Panama City
- Listing ID
- CNV-PROP-076509
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Market tier
- Luxury
- Listed
- 8 October 2026
- Last updated
- 8 October 2026
Gallery
5 photographs of this residence.
What's Included
Everything that stays with the residence.
- Family den
- Living dining room
- Kitchen
- Laundry Room
- Maid room with bath
- 2 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Half baths
- 1
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 260 m² · 2,799 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Interior
- Family den
- Living dining room
- Kitchen
- Laundry Room
- Maid room with bath
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $760,000
- Price per m²
- $2,923 / m²
- Cash to close (est.)
- $228,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $228,000
- Loan amount
- $532,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,276
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Compare this apartment using its $760,000 price, 260 m² total area, 3 bedrooms, 3.5 bathrooms, and two parking spaces.
- The calculated asking price is approximately $2,923.08 per m², based on the source-stated total area.
Value Comparison
Asking price per m², against the building, the sector and the country.
Asking 21% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
The Reserve apartment is offered for $760,000, or approximately $2,923.08 per m² based on its 260 m² total area. Rental income, expenses, and yield estimates are not available.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$760,000
How You Can Pay
The Reserve
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at The Reserve
Living in Santa María
Juan Díaz, Panamá
Santa María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
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What amenities are available at The Reserve?
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Similar Properties
Same market, comparable size and price.
Interested in The Reserve?
Speak to our team — viewings in person or by video, usually within 48 hours.








