The Kitchen
1 appliances included
Remodeled 3-bedroom apartment in PH San Francisco Bay
A remodeled, furnished 245 m² home in Tower 400
San Francisco, Panamá
Active
$430,000
USD$1,755 / m²
- 3Bed
- 3Bath
- 245 m²2,637 ft²
- 2Parking
Overview
Set within PH San Francisco Bay, Tower 400, this remodeled 245 m² apartment brings generous space, furnished convenience and an extensive amenity offering together in San Francisco, Panama City. Offered for sale at $430,000, it is a substantial city residence with room for everyday living and flexible use. The apartment has three bedrooms and three bathrooms, plus one studio, a maid’s bedroom and a service bathroom. A private balcony adds outdoor space, and two parking spaces are included. The home is furnished and has air conditioning and white goods. The apartment’s year built is recorded as 2018. PH San Francisco Bay, Tower 400 offers a social area, swimming pool, gym, full-building power plant and security. The address places the home in San Francisco, one of Panama City’s established urban districts. Ask the property team for details on the furnishings and included appliances, building rules, maintenance-fee coverage and a time to visit.
In Short
A remodeled apartment for sale in PH San Francisco Bay, Tower 400, San Francisco, Panama City, is priced at $430,000. It has 245 m², three bedrooms, three bathrooms, one studio, a maid’s bedroom and bathroom, a balcony and two parking spaces. Building features include a social area, pool, gym, full-building power plant and security.
Before You Decide
- The apartment offers 245 m², three bedrooms, three bathrooms and a separate studio.
- Two parking spaces, a balcony, furnishings, air conditioning and white goods are stated.
- The recorded maintenance fee is $0; confirm the amount and what it covers with the building administration.
- Building pet rules, rental restrictions and parking ownership details are not established.
Highlights
- 245 m² of total area
- Three bedrooms and three bathrooms
- One separate studio
- Maid’s bedroom and service bathroom
- Private balcony and two parking spaces
- Furnished, with air conditioning and white goods
- Social area, pool and gym
- Full-building power plant and security
At a Glance
- Status
- Available
- Asking price
- $430,000
- Price per m²
- $1,755.10/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 3 bathrooms
- Area
- 245 m²
- Studio
- 1 studio
- Parking
- 2 spaces
- Furnished
- Yes
- Monthly maintenance
- $0/month
- Year built
- 2018
- Property type
- Apartment
- Building
- PH San Francisco Bay, Tower 400
- Neighborhood
- San Francisco
- City
- Panama City
- Reference
- 806
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Furnishing
- Fully Furnished Turnkey
- Listed
- 12 August 2026
- Last updated
- 4 October 2026
Gallery
17 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- White goods unspecified
- 2 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Total
- 245 m² · 2,637 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Appliances included
- White goods unspecified
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $430,000
- Price per m²
- $1,755 / m²
- Cash to close (est.)
- $129,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $129,000
- Loan amount
- $301,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,853
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$0
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
- HOA
- $0
How It Compares
- The derived asking-price equivalent is approximately $1,755.10 per m², calculated from $430,000 divided by 245 m².
- The apartment's stated year built is 2018; the tower completion year is not established.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$1,755 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 51% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $430,000, this 245 m², three-bedroom apartment works out to approximately $1,755.10 per m². Rental income, operating costs, and comparable sales have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · August 2026$430,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
PH San Francisco Bay, Tower 400
San Francisco, Panamá
Positions are schematic, spaced by travel distance.
Get directionsSan Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
Are pets allowed in PH San Francisco Bay, Tower 400?
The building's pet policy has not been confirmed. Please confirm it with the building administration.
What is the monthly HOA fee?
The monthly maintenance fee is listed as $0. The services or expenses included are not specified.
Are short-term rentals allowed?
Short-term rental rules for PH San Francisco Bay, Tower 400 have not been confirmed. Check with the building administration.
How many parking spaces are included?
The apartment has two parking spaces. Whether they are deeded, assigned or covered has not been confirmed.
Which appliances are included?
The apartment is described as having white goods, but the individual appliances are not specified.
Does the building have backup power?
A full-building power plant is listed among the property features.
How many elevators does Tower 400 have?
The elevator count has not been confirmed.
What year was the apartment built?
The apartment's year built is recorded as 2018.
Is there a special assessment?
Current or pending special assessments have not been confirmed.
Which internet providers serve the building?
Internet providers for the building have not been confirmed.
What is the asking price?
The asking price is $430,000.
How large is the apartment?
The stated construction area is 245 m².
How many bedrooms and bathrooms does it have?
The apartment has three bedrooms and three bathrooms.
Does the apartment have a service room?
Yes. It has a maid’s bedroom and a service bathroom.
Is the apartment furnished?
Yes. The apartment is described as furnished.
What amenities are listed for the building?
A social area, swimming pool, gym, full-building power plant and security are listed.
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Interested in Remodeled 3-bedroom apartment in PH San Francisco Bay?
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