The Kitchen
1 appliances included
2-Bedroom Apartment at PH Carreras, El Carmen
A move-in-ready 2-bedroom home in central El Carmen
El Carmen, Panamá
Active
$215,000
USDNegotiable
- 2Bed
- 2Bath
- 1Parking
Overview
PH Carreras offers a practical opportunity to own a move-in-ready apartment in El Carmen, one of Panama City’s central and accessible areas. This home has 2 bedrooms, 2 bathrooms and a pleasant balcony, along with a great view. One parking space is included, making everyday routines simpler in this well-connected part of the city. The apartment is equipped with appliances, light fixtures, curtains and inverter air conditioners, so key household essentials are already in place. The asking price is $215,000 and is negotiable. The monthly maintenance fee is $218.92; it includes water consumption and maintenance of all common areas. Residents of PH Carreras have access to a pool and a gym. The surrounding El Carmen area is close to shops, schools and restaurants, with main roads and public transportation nearby. That combination brings daily services and city connections within convenient reach. Contact us to arrange a private visit and see whether this two-bedroom home fits your plans.
In Short
The apartment for sale at PH Carreras in El Carmen has 2 bedrooms, 2 bathrooms, one parking space and a balcony. Its negotiable asking price is $215,000. Monthly maintenance is $218.92 and includes water consumption and maintenance of common areas. PH Carreras has a pool and gym.
Before You Decide
- The $215,000 asking price is negotiable.
- The $218.92 monthly maintenance fee includes water consumption and maintenance of common areas.
- The apartment has one parking space, a balcony, 2 bedrooms and 2 bathrooms.
- PH Carreras has a pool and gym; pet and short-term rental rules are not established.
Included in the sale. Appliances, light fixtures, curtains, and inverter air conditioners are included.
Highlights
- 2 bedrooms and 2 bathrooms
- One included parking space
- Balcony and a great view
- Appliances, light fixtures and curtains included
- Inverter air conditioners
- PH Carreras pool and gym
- $218.92 monthly maintenance fee includes water and common-area maintenance
- Close to shops, schools, restaurants, main roads and public transportation
At a Glance
- Status
- Available
- Asking price
- $215,000
- Bedrooms
- 2 bedrooms
- Bathrooms
- 2 bathrooms
- Parking
- 1 space
- Monthly maintenance
- $218.92
- Property type
- Apartment
- Building
- PH Carreras
- Neighborhood
- El Carmen
- City
- Panama City
- Listing ID
- CNV-PROP-009864
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 3 October 2026
- Last updated
- 3 October 2026
Gallery
15 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- Appliances (not individually specified)
- 1 parking space
- Appliances, light fixtures, curtains, and inverter air conditioners are included.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 2
- Full baths
- 2
Parking & Storage
- Spaces
- 1
- Covered
- No
Appliances included
- Appliances (not individually specified)
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $215,000
- HOA (monthly)
- $219
- Cash to close (est.)
- $64,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $64,500
- Loan amount
- $150,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$927
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$219
Property tax$0
Insurance$0
Total, before mortgage:$219 / month
If you let it out
How It Compares
- Compare this apartment's $215,000 asking price with other 2-bedroom homes in El Carmen; its area is not available for a price-per-square-metre comparison.
- The $218.92 monthly maintenance fee includes water and maintenance of common areas.
Value Comparison
Asking price per m², against the building, the sector and the country.
El Carmen average$1,768 / m²
Panama average$4,306 / m²
Investment Case
The asking price is $215,000, and the monthly maintenance fee is $218.92, including water consumption and maintenance of common areas. Rental income and investment returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$215,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in El Carmen
El Carmen, Panamá
El Carmen on Casanova today
- Active sale listings
- 51
- Active rentals
- 0
- Median asking price per m²
- $1,754
Getting Around
El Carmen, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the monthly maintenance fee?
The monthly maintenance fee is $218.92 and includes water consumption and maintenance of all common areas.
How many bedrooms, bathrooms and parking spaces does the apartment have?
The apartment has 2 bedrooms, 2 bathrooms and 1 parking space.
Which amenities are named for PH Carreras?
The named building amenities are a pool and a gym.
What is included with the apartment?
Appliances, light fixtures, curtains and inverter air conditioners are included.
How many parking spaces come with the apartment?
One parking space is included.
What equipment and finishes are included?
The apartment includes appliances, light fixtures, curtains and inverter air conditioners.
Similar Properties
Same market, comparable size and price.
2-Bedroom Apartment at PH Carreras, El Carmen
PH CarrerasEl Carmen
- 2 Beds
- 507 Baths
- 84 m²
$215,000
$2,560 / m²
New Development
Interested in 2-Bedroom Apartment at PH Carreras, El Carmen?
Speak to our team — viewings in person or by video, usually within 48 hours.