The Kitchen
1 appliances included
2-Bedroom Apartment at PH Carreras El Carmen
84 m², a balcony and move-in-ready convenience in El Carmen
El Carmen, Panamá
Active
$215,000
USD$2,560 / m²Negotiable
- 2Bed
- 2Bath
- 84 m²904 ft²
- 1Parking
Overview
Set in PH Carreras in central El Carmen, this 84 m² apartment pairs a practical two-bedroom layout with a balcony and a pleasant view. Its location offers convenient access to shops, schools, restaurants, main roads and public transportation. The home has two bedrooms, two bathrooms and one parking space. It comes with a complete white-goods appliance package, light fixtures, curtains and inverter air conditioners, making it ready for everyday living. The apartment was built in 2018 and is offered for $215,000, negotiable. El Carmen’s central setting puts daily services and dining options within reach, while nearby main routes and public transit make getting around Panama City easier. The monthly maintenance fee includes water consumption and upkeep of the common areas. Contact us to arrange a private viewing of this PH Carreras apartment.
In Short
A 2-bedroom, 2-bathroom apartment in PH Carreras, El Carmen, is offered for $215,000. The 84 m² home includes a balcony, one parking space, a complete white-goods appliance package, light fixtures, curtains and inverter air conditioning. The monthly maintenance fee includes water consumption and common-area maintenance.
Before You Decide
- The negotiated asking price is $215,000 for 84 m², equivalent to $2,559.52 per m² using the stated price and area.
- One parking space and a balcony are included.
- The monthly maintenance fee covers water consumption and maintenance of common areas.
- The appliance package, curtains, light fixtures and inverter air conditioners are included.
Included in the sale. Complete white-goods appliance package, light fixtures, curtains and inverter air conditioners.
Highlights
- 84 m² of apartment space
- Two bedrooms and two bathrooms
- Balcony with a pleasant view
- One parking space
- Complete white-goods appliance package included
- Inverter air conditioners, light fixtures and curtains included
- Monthly maintenance includes water and common-area upkeep
- Central El Carmen location near shops, schools, restaurants and public transit
At a Glance
- Status
- Available
- Asking price
- $215,000
- Price per m²
- $2,559.52/m²
- Bedrooms
- 2
- Bathrooms
- 2
- Area
- 84 m²
- Parking
- 1 space
- Monthly maintenance
- $218.92
- Year built
- 2018
- Balcony and view
- Balcony; pleasant view
- Property type
- Apartment
- Building
- PH Carreras
- Neighborhood
- El Carmen
- City
- Panama City
- Listing ID
- CNV-PROP-000413
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 10 September 2026
- Last updated
- 2 October 2026
Gallery
22 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- Complete white-goods appliance package
- 1 parking space
- Complete white-goods appliance package, light fixtures, curtains and inverter air conditioners.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 2
- Full baths
- 2
- Total
- 84 m² · 904 ft²
Parking & Storage
- Spaces
- 1
- Covered
- No
Appliances included
- Complete white-goods appliance package
Outdoor
- Balcony
Lifestyle
- Turnkey Living
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $215,000
- Price per m²
- $2,560 / m²
- HOA (monthly)
- $219
- Cash to close (est.)
- $64,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $64,500
- Loan amount
- $150,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$927
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$219
Property tax$0
Insurance$0
Total, before mortgage:$219 / month
If you let it out
- HOA
- $219
How It Compares
- Price per m² is calculated as $215,000 divided by 84 m²: $2,559.52 per m², rounded to two decimal places.
- The maintenance fee includes water consumption and common-area maintenance.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$2,560 / m²
El Carmen average$1,768 / m²
Panama average$4,306 / m²
Asking 45% above the El Carmen average — worth understanding what justifies it before you offer.
Investment Case
PH Carreras offers a 2-bedroom, 2-bathroom apartment with 84 m², one parking space and a balcony, listed for $215,000. Its central El Carmen setting and included appliance package may suit both owner-occupiers and buyers considering a long-term investment.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · September 2026$215,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in El Carmen
Bella Vista, Panamá
El Carmen on Casanova today
- Active sale listings
- 51
- Active rentals
- 0
- Median asking price per m²
- $1,754
Getting Around
Bella Vista, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the PH Carreras apartment?
The asking price is $215,000, and the price is negotiable.
How large is the apartment?
The apartment measures 84 m².
What does the monthly maintenance fee include?
The fee includes water consumption and maintenance of the common areas.
What is included with the apartment?
The apartment comes with a complete white-goods appliance package, light fixtures, curtains and inverter air conditioners.
How many bedrooms and bathrooms does the apartment have?
The apartment has two bedrooms and two bathrooms.
What is the apartment’s area and asking price?
The apartment measures 84 m² and is offered for $215,000, negotiable.
Which appliances and fittings are included?
A complete white-goods appliance package, light fixtures, curtains and inverter air conditioners are included.
Similar Properties
Same market, comparable size and price.
2-Bedroom Apartment at PH Carreras, El Carmen
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- 2 Beds
- 507 Baths
- 84 m²
$215,000
$2,560 / m²
New Development
Interested in 2-Bedroom Apartment at PH Carreras?
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