Bathrooms
5 bathrooms
Rural Finca with Two Artificial Lakes in Cermeño
A 6.5-hectare rural finca with lakes and extensive improvements
Cermeño, Capira
Active
$1,199,900
USD$395 / m²
- 64,991.78 m²Lot area
Overview
Set across 64,991.78 m² in Cermeño, this substantial Capira finca combines expansive rural land with 3,035 m² of construction and a range of useful improvements. Two artificial lakes, mature fruit trees and two independent access points give the property a distinctive blend of agricultural potential and space for a private country retreat. The property is recorded with 9 bedrooms and 5 bathrooms. Its buildings include a two-story main residence, a guest house, a large warehouse for equipment or storage, and a caretaker's house. Outdoor worker bathrooms, a traditional ranch-style shelter for gathering or relaxing, and a chicken coop add to the established rural infrastructure. A water reserve tank and solar lighting for outdoor areas are also included. The undulating land is described as fertile and well supplied with water, with mature water apples, longan, mangoes, oranges, mandarins and coconut palms. It is also suited to crops such as plantains, sugar cane and corn. Cermeño offers a green countryside setting with rivers and surrounding mountains, a few minutes from Capira town center and approximately 45 to 60 minutes by car from Panama City. Explore the possibilities of this multi-use finca in Panamá Oeste.
In Short
This rural finca in Cermeño, Capira, is offered for sale at $1,199,900. It includes 64,991.78 m² of land, 3,035 m² of construction, 9 recorded bedrooms, 5 recorded bathrooms, several residential and agricultural structures, two artificial lakes and two access points.
Before You Decide
- The land area is 64,991.78 m², with a separate stated construction area of 3,035 m².
- The property includes multiple residential and agricultural structures; building condition and bedroom distribution should be confirmed.
- Two artificial lakes, a reserve tank and two access points are described; water supply and access rights warrant due diligence.
- The asking price equates to approximately $18.46 per land m², calculated from the stated land area.
Highlights
- 64,991.78 m² of land—approximately 6.499178 hectares
- 3,035 m² of construction
- 9 bedrooms and 5 bathrooms recorded
- Two-story main residence plus a guest house and caretaker's house
- Warehouse, outdoor worker bathrooms, traditional ranch shelter and chicken coop
- Two artificial lakes, a water reserve tank and outdoor solar lighting
- Two independent access points, from the main road and Cermeño village
- Mature fruit trees and land suited to a range of tropical crops
At a Glance
- Status
- Available
- Asking price
- $1,199,900
- Price per land m²
- $18.46/m²
- Bedrooms
- 9
- Bathrooms
- 5
- Construction area
- 3,035 m²
- Land area
- 64,991.78 m²
- Property type
- Rural finca
- Year built
- 2009
- Monthly maintenance
- $0 recorded
- Neighborhood
- Cermeño
- District
- Capira
- Province
- Panamá Oeste
- Listing ID
- CNV-PROP-012348
Key Facts
- Category
- Land
- Unit type
- Land Lot
- Listed
- 6 August 2026
- Last updated
- 4 October 2026
Gallery
41 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Explore Titled lot
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 9
- Full baths
- 5
- Total
- 3,035 m² · 32,668 ft²
Parking & Storage
- Covered
- No
Outdoor
- Two artificial lakes
- Outdoor solar lighting
- Two independent access points
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,199,900
- Price per m²
- $395 / m²
- Cash to close (est.)
- $359,970at 30% down
Mortgage Estimate
- Down payment
- 30% · $359,970
- Loan amount
- $839,930
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$5,172
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$0
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The stated land area is 64,991.78 m² and the stated construction area is 3,035 m².
- The asking price is $1,199,900, or approximately $18.46 per land m².
Value Comparison
Asking price per m², against the building, the sector and the country.
Titled lot$395 / m²
Cermeño average$1,132 / m²
Panama average$4,306 / m²
Asking 65% below the Cermeño average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $1,199,900 for 64,991.78 m² of land, the asking price equates to approximately $18.46 per land m². The property also includes 3,035 m² of construction and multiple rural improvements.
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- Gross yield
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- Net yield (est.)
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- 5-yr area growth
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- Days on market
Price History
- Listed · August 2026$1,199,900
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Cermeño
Cermeño, Capira
Rural finca for sale in Cermeño, Capira
Cermeño, Capira
Positions are schematic, spaced by travel distance.
Get directionsGetting Around
Cermeño, Capira, Panamá Oeste · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How much land does the finca include?
The finca has 64,991.78 m² of land, equivalent to 6.499178 hectares.
How much construction is on the property?
The property has 3,035 m² of construction.
What buildings and improvements are included?
The property includes a two-story main residence, guest house, warehouse, caretaker's house, outdoor worker bathrooms, a traditional ranch-style shelter and a chicken coop.
How many bedrooms and bathrooms are recorded?
The property is recorded with 9 bedrooms and 5 bathrooms.
Does the property have water features?
Yes. The property has two artificial lakes and a water reserve tank.
How far is the finca from Panama City?
The drive from Cermeño to Panama City is approximately 45 to 60 minutes.
What is the monthly maintenance fee?
The recorded monthly maintenance fee is $0.
Are pets or short-term rentals allowed?
Pet and short-term-rental rules have not been established.
What structures are on the finca?
A two-story main residence, guest house, warehouse, caretaker's house, outdoor worker bathrooms, traditional ranch shelter and chicken coop are described.
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Interested in Rural Finca with Two Artificial Lakes in Cermeño?
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