Living & Dining
good natural light
3-Bedroom Apartment at P.H. Coco Mar San Francisco
Room to spread out, with the best of San Francisco close by
San Francisco, Panamá
Active
$275,000
USD$1,910 / m²Negotiable
- 3Bed
- 3Bath
- 144 m²1,550 ft²
- 2Parking
Overview
At P.H. Coco Mar, this 144 m² apartment pairs a generous three-bedroom layout with the convenience of Calle 78 in San Francisco. Its bright living and dining area creates a welcoming center for everyday life, while the practical distribution gives the home room to accommodate family, guests, and household routines. The apartment has three bedrooms, including a primary bedroom with a walk-in closet and bathroom. The layout also includes two additional full bathrooms, a kitchen, a laundry area, and a separate maid's room with its own bathroom. Two parking spaces are included. Air conditioning is included, and white goods can be included depending on negotiation. The sale price is $275,000, negotiable; monthly maintenance is $225. P.H. Coco Mar offers a pool, gym, children's recreation area, party room, lounge meeting room, and basketball court. Calle 78 puts the apartment steps from Iglesia San Francisco de la Caleta, close to supermarkets and restaurants, and a few blocks from Atlapa and Hotel Sheraton Panamá. Contact us to arrange a visit and explore this spacious San Francisco home.
In Short
A 144 m², three-bedroom apartment for sale at P.H. Coco Mar in San Francisco, Panama City, priced at $275,000 negotiable. It includes two parking spaces and a maid's room with bathroom. Monthly maintenance is $225.
Before You Decide
- The 144 m² layout provides three bedrooms, three bathrooms, and a separate maid's room with bathroom.
- Two parking spaces are included.
- The $275,000 asking price is negotiable, and monthly maintenance is $225.
- White goods are optional and should be agreed during negotiation.
- Building rules for pets and short-term rentals should be confirmed before purchase.
Included in the sale. Air conditioning is included. White goods are optional and subject to negotiation.
Highlights
- 144 m² with a three-bedroom layout
- Primary bedroom with walk-in closet and bathroom
- Separate maid's room with bathroom
- Two parking spaces
- Air conditioning included; white goods negotiable
- P.H. Coco Mar has a pool, gym, children's recreation area, and basketball court
- Party room and lounge meeting room in the building
- Near Iglesia San Francisco de la Caleta, restaurants, supermarkets, Atlapa, and Hotel Sheraton Panamá
At a Glance
- Status
- Available
- Asking price
- $275,000 (negotiable)
- Price per m²
- $1,909.72/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 3 bathrooms
- Area
- 144 m²
- Parking
- 2 spaces
- Maid's quarters
- Room and bathroom
- Monthly maintenance
- $225
- Building
- P.H. Coco Mar
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-044711
Key Facts
- Category
- Residential
- Property type
- Apartment
- Unit type
- Apartment Condo
- Natural light
- Good
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
35 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Closets
- Walk-In Closet
- 2 parking spaces
- Air conditioning is included. White goods are optional and subject to negotiation.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 144 m² · 1,550 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Interior
- Closets
- Walk-In Closet
Accessibility
- Elevator access
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $275,000
- Price per m²
- $1,910 / m²
- HOA (monthly)
- $225
- Cash to close (est.)
- $82,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $82,500
- Loan amount
- $192,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,185
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$225
Property tax$0
Insurance$0
Total, before mortgage:$225 / month
If you let it out
- HOA
- $225
How It Compares
- The stated sale price works out to approximately $1,909.72 per m², calculated from $275,000 divided by 144 m².
- The apartment has three bedrooms, three bathrooms, and two parking spaces.
- Monthly maintenance is $225.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$1,910 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 47% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
The asking price is $275,000, negotiable, with a stated monthly maintenance fee of $225. Rental income, operating expenses beyond maintenance, and investment returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$275,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $275,000, and it is negotiable.
How much is the monthly maintenance fee?
The monthly maintenance fee is $225.
How many bedrooms and parking spaces does the apartment have?
The apartment has three bedrooms and two parking spaces.
Which amenities are available at P.H. Coco Mar?
P.H. Coco Mar offers a pool, gym, children's recreation area, party room, lounge meeting room, and basketball court.
What does the $225 monthly maintenance fee include?
The monthly fee is $225; its inclusions have not been specified.
Are white goods included in the sale?
White goods are optional and subject to negotiation.
Similar Properties
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Interested in 3-Bedroom Apartment at P.H. Coco Mar?
Speak to our team — viewings in person or by video, usually within 48 hours.