One-bedroom apartment at Monte Carlo, Ocean Reef San Francisco
A 377 m² Monte Carlo residence with a panoramic ocean view
San Francisco, Panamá
Active
$2,400,000
USD$6,366 / m²
- 1Bed
- 2.5Bath
- 377 m²4,058 ft²
- 3Parking
Overview
Set within Ocean Reef Islands, this Monte Carlo residence brings an uncommon sense of space to a one-bedroom home: 377 m², a panoramic ocean view and three garage spaces. The apartment is offered for sale at $2,400,000, with a monthly HOA of $1,131. The layout includes one bedroom and 2.5 bathrooms, along with a balcony, equipped kitchen, auxiliary dining room and laundry area. Air conditioning and luxury finishes are among the home’s specified features. The residence also has three garage spaces, giving this one-bedroom apartment unusually generous room for parking. Monte Carlo’s named amenities include a rooftop pool with ocean and city views, a rooftop BBQ area, private and multipurpose areas, private terraces, gym, party hall, reception, security and guest parking. The building also offers underground parking, acoustic insulation and soundproof windows, as well as direct access to the Marina & Yacht Club. Located on Ocean Reef Islands in Punta Pacifica, Panama City, this is an opportunity to explore island living with access to city life. Contact Casanova Realty to arrange a viewing.
In Short
The Monte Carlo apartment at Ocean Reef Islands is offered for $2,400,000 USD. It has 377 m² total area, one bedroom, 2.5 bathrooms, three garage spaces, air conditioning, an equipped kitchen, a balcony and a panoramic ocean view. The monthly HOA is $1,131.
Before You Decide
- The residence combines a 377 m² total area with a one-bedroom layout.
- The asking price is $2,400,000 USD, approximately $6,366.05 per m² based on the stated total area.
- The stated monthly HOA is $1,131; included services and any assessments are not detailed.
- The apartment is listed with three garage spaces, but their title and assignment terms are not specified.
Highlights
- 377 m² total area in a one-bedroom residence
- Panoramic ocean view
- 2.5 bathrooms
- Three garage spaces
- Equipped kitchen and auxiliary dining room
- Balcony, air conditioning and laundry area
- Rooftop pool, BBQ area, gym and party hall
- Direct access to the Marina & Yacht Club
At a Glance
- Status
- Available
- Asking price
- $2,400,000 USD
- Price per m²
- $6,366.05/m²
- Bedrooms
- 1 bedroom
- Bathrooms
- 2.5 bathrooms
- Total area
- 377 m²
- Parking
- 3 garage spaces
- Furnished
- Not specified
- Monthly HOA
- $1,131
- Year built
- 2024
- View
- Panoramic ocean view
- Property type
- Apartment
- Building
- Monte Carlo
- Neighborhood
- Ocean Reef
- City
- Panama City
- Listing ID
- CNV-PROP-035941
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 26 April 2026
- Last updated
- 4 October 2026
Gallery
12 photographs of this residence.
What's Included
Everything that stays with the residence.
- Luxury finishes
- Auxiliary dining room
- Equipped kitchen
- Laundry area
- 3 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 1
- Full baths
- 2
- Half baths
- 1
- Laundry room
- Yes
- Total
- 377 m² · 4,058 ft²
Parking & Storage
- Spaces
- 3
- Covered
- No
Interior
- Luxury finishes
- Auxiliary dining room
- Equipped kitchen
- Laundry area
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $2,400,000
- Price per m²
- $6,366 / m²
- HOA (monthly)
- $1,131
- Cash to close (est.)
- $720,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $720,000
- Loan amount
- $1,680,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$10,344
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$1,131
Property tax$0
Insurance$0
Total, before mortgage:$1,131 / month
If you let it out
- HOA
- $1,131
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$6,366 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 78% above the San Francisco average — worth understanding what justifies it before you offer.
Investment Case
Monte Carlo offers a 377 m², one-bedroom residence priced at $2,400,000, with a monthly HOA of $1,131. The asking price equates to approximately $6,366.05 per m²; rental income and operating costs have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · April 2026$2,400,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $2,400,000 USD.
How large is the residence?
The residence has a total area of 377 m².
How many bedrooms and bathrooms does it have?
It has one bedroom and 2.5 bathrooms.
How many parking spaces are included?
The property is listed with three garage spaces.
What is the monthly HOA?
The monthly HOA is $1,131.
What amenities are named for Monte Carlo?
Amenities include a rooftop pool, rooftop BBQ area, private and multipurpose areas, terraces, gym, party hall, reception, security, guest parking and direct access to the Marina & Yacht Club.
Is this apartment available for purchase?
The property is marked available for sale.
Does the apartment have an ocean view?
Yes. The apartment is described with a panoramic ocean view.
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Interested in One-bedroom apartment at Monte Carlo, Ocean Reef?
Speak to our team — viewings in person or by video, usually within 48 hours.