3-Bedroom Apartment at ARMONIA, Balboa District
ARMONIABella Vista
- 3 Beds
- 2 Baths
- 67 m²
$204,337
$3,068 / m²
Four-bedroom apartment in Edificio Esmeralda Bella Vista
Room to live well in Edificio Esmeralda
Bella Vista, Panamá
Active
$205,000
USD$1,016 / m²
- 4Bed
- 2Bath
- 201.87 m²2,173 ft²
- 1Parking
Overview
With 201.87 m² of construction area, this four-bedroom apartment in Bella Vista offers generous space for everyday living. Edificio Esmeralda brings together a practical city address and a home with room for family life, including a dedicated service bedroom and bathroom. The apartment has two bathrooms in the structured property details, one covered parking space, air conditioning, a kitchenette, and a balcony fitted with a safety grille. A terrace is also listed among its features. The kitchen is described as equipped, and the layout includes potable water and cable television service. Access for people with disabilities is noted as a property feature. Edificio Esmeralda’s stated building features include elevators, 24-hour concierge service, emergency stairs, a fire-detection system, and a water reserve tank. The apartment is in Bella Vista, a residential neighborhood in Panama City. The stated monthly maintenance fee is USD 250. At USD 205,000, this home offers substantial space in a central Panama City location. Contact Casanova Realty to arrange a viewing.
In Short
The four-bedroom apartment in Edificio Esmeralda, Bella Vista, is offered for USD 205,000. Its stated construction area is 201.87 m², it has one covered parking space, and its stated monthly maintenance fee is USD 250.
Before You Decide
- The apartment offers four bedrooms, a service bedroom and bathroom, and 201.87 m² of stated construction area.
- The stated monthly maintenance fee is USD 250; the fee inclusions are not detailed.
- One covered parking space is stated.
- The bathroom count differs between the structured details and the narrative and should be confirmed.
Highlights
- 201.87 m² of stated construction area
- Four bedrooms and a dedicated service bedroom
- Two bathrooms in the structured property details, plus a service bathroom
- One covered parking space
- Balcony with a safety grille and a terrace
- Air conditioning and an equipped kitchenette
- Edificio Esmeralda features 24-hour concierge service and elevators
- Fire detection, emergency stairs and a water reserve tank
At a Glance
- Status
- Available for sale
- Asking price
- $205,000
- Price per m²
- $1,015.51 per m² of construction area
- Bedrooms
- 4
- Bathrooms
- 2 in structured details
- Construction area
- 201.87 m²
- Parking
- 1 covered space
- Service quarters
- Service bedroom and bathroom
- Monthly maintenance
- $250
- Year built
- 2004
- Property type
- Apartment
- Building
- Edificio Esmeralda
- Neighborhood
- Bella Vista
- City
- Panama City
- Listing ID
- CNV-PROP-002831
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- New or resale
- Resale
- Listed
- 11 August 2026
- Last updated
- 4 October 2026
Gallery
5 photographs of this residence.
What's Included
Everything that stays with the residence.
- Kitchenette
- Service bedroom
- Service bathroom
- 1 parking space
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 2
- Maid's room
- Yes
- Total
- 202 m² · 2,173 ft²
Parking & Storage
- Spaces
- 1
- Covered
- Yes
Interior
- Kitchenette
- Service bedroom
- Service bathroom
Outdoor
- Balcony with safety grille
- Terrace
Accessibility
- Access for people with disabilities
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $205,000
- Price per m²
- $1,016 / m²
- HOA (monthly)
- $250
- Cash to close (est.)
- $61,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $61,500
- Loan amount
- $143,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$884
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$250
Property tax$0
Insurance$0
Total, before mortgage:$250 / month
If you let it out
- HOA
- $250
How It Compares
- At the stated price and construction area, the derived price is approximately USD 1,015.51 per m².
- The apartment is in Edificio Esmeralda, in Bella Vista, Panama City.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$1,016 / m²
Bella Vista average$2,801 / m²
Panama average$4,306 / m²
Asking 64% below the Bella Vista average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At USD 205,000, this four-bedroom apartment works out to approximately USD 1,015.51 per m² of construction area. The stated monthly maintenance fee is USD 250.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · August 2026$205,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Bella Vista
Bella Vista, Panamá
Edificio Esmeralda
Bella Vista, Panamá
Positions are schematic, spaced by travel distance.
Get directionsBella Vista on Casanova today
- Active sale listings
- 519
- Active rentals
- 0
- Median asking price per m²
- $2,593
Getting Around
Bella Vista, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the monthly maintenance fee?
The stated monthly maintenance fee is USD 250. The services and expenses included in the fee are not specified.
How many parking spaces are included?
The apartment has one covered parking space.
How large is the apartment?
The stated construction area is 201.87 m².
What is the asking price?
The apartment is offered for USD 205,000.
How many bedrooms does the apartment have?
The apartment has four bedrooms, including a separate service bedroom.
Similar Properties
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3-Bedroom Apartment at PH Armonía Panama
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Interested in Four-bedroom apartment in Edificio Esmeralda?
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