
Vanguardia B105: a two-bedroom lock-off apartment Santa Ana
A lock-off layout adds flexibility to this Vanguardia home
Santa Ana, Panamá
$345,000
USD$4,107 / m²
- 2Bed
- 2Bath
- 84 m²904 ft²
Overview
Apartment B105 brings a flexible lock-off layout to Vanguardia, a residential project within Gran Central at the entrance to Casco Viejo. With 84 m², two bedrooms, and two bathrooms, the home offers an option beyond a conventional two-bedroom plan: one section can function independently, making room for a private guest suite or a potential rental strategy while retaining part of the residence for personal use. Inside, the layout combines an open kitchen with a living and dining area. The apartment is offered unfurnished, so its next owner can shape the space around a primary-home, seasonal-use, or investment plan. The stated asking price is $345,000, equivalent to approximately $4,107.14 per m². Vanguardia is planned with a rooftop pool, coworking and library spaces, a coffee bar, a sauna, staffed reception, and shared lounges. Its design also incorporates deep balconies, passive shading, cross ventilation, and solar panels. Gran Central brings restaurants, cafés, shops, public plazas, and gathering spaces together in one master-planned neighborhood. Casco Viejo is a short walk away, while Avenida Balboa, the Cinta Costera, and the financial district are minutes away in the opposite direction. Ask about availability, project details, and a visit to B105.
In Short
Apartment B105 at Vanguardia is offered for $345,000. It has 84 m², two bedrooms, two bathrooms, an open kitchen, a combined living and dining area, and a lock-off layout. Vanguardia is planned with a rooftop pool, coworking and library spaces, a coffee bar, sauna, staffed reception, and shared lounges.
Before You Decide
- The lock-off arrangement may suit buyers seeking flexibility between personal use and a separate guest or rental area.
- The property is categorized as pre-construction; confirm the delivery schedule and finish specifications before purchase.
- The asking price is approximately $4,107.14 per m², calculated from $345,000 and 84 m².
- Confirm parking, HOA costs, pet rules, and rental permissions, as these details are not established.
Highlights
- 84 m² with two bedrooms and two bathrooms
- Lock-off layout with potential for independent use of one section
- Open kitchen and combined living and dining area
- Offered unfurnished at $345,000
- Vanguardia is planned with a rooftop pool, sauna, coffee bar, and staffed reception
- Coworking, library, and shared lounge spaces in the building
- Gran Central brings restaurants, cafés, shops, and public plazas together
- Near Casco Viejo, Avenida Balboa, the Cinta Costera, and the financial district
At a Glance
- Status
- Available
- Asking price
- $345,000
- Price per m²
- $4,107.14/m²
- Bedrooms
- 2
- Bathrooms
- 2
- Area
- 84 m²
- Furnished
- No
- Property type
- Apartment
- Building
- Vanguardia
- Neighborhood
- Santa Ana
- City
- Panama City
- Year built
- 2029
- Listing ID
- CNV-PROP-018348
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- New or resale
- Pre Construction
- Projected delivery
- 2029
- Furnishing
- Unfurnished
- Listed
- 3 October 2026
- Last updated
- 15 October 2026
Gallery
8 photographs of this residence.
What's Included
Everything that stays with the residence.
- Lock off layout
- Open kitchen
- Combined living dining area
Explore Unit B105
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 2
- Full baths
- 2
- Kitchen
- Open
- Total
- 84 m² · 904 ft²
Parking & Storage
- Covered
- No
Interior
- Lock off layout
- Open kitchen
- Combined living dining area
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $345,000
- Price per m²
- $4,107 / m²
- Cash to close (est.)
- $103,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $103,500
- Loan amount
- $241,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,487
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Total, before mortgage:$0 / month
If you let it out
How It Compares
- At 84 m², Vanguardia B105 has two bedrooms, two bathrooms, and a lock-off layout.
- The calculated asking price is approximately $4,107.14 per m².
Value Comparison
Asking price per m², against the building, the sector and the country.
Asking 25% below the Santa Ana average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
The lock-off layout gives this two-bedroom residence flexibility for personal use, guest accommodation, or a potential rental strategy. Rental permissions, operating costs, and projected returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$345,000
How You Can Pay
Vanguardia
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at Vanguardia
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Santa Ana, Panamá
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- Active sale listings
- 92
- Active rentals
- 0
- Median asking price per m²
- $2,092
Getting Around
Santa Ana, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is apartment B105 at Vanguardia?
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What amenities are planned for Vanguardia?
What is the asking price for apartment B105?
What does the lock-off layout offer?
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Interested in Unit B105 — Vanguardia?
Speak to our team — viewings in person or by video, usually within 48 hours.






