The Kitchen
Open layout
2-Bedroom Lock-Off Apartment at The Hub San Francisco
A flexible lock-off residence with two balconies at The Hub
San Francisco, Panamá
Active
$280,000
USD$3,836 / m²
- 2Bed
- 2Bath
- 73 m²786 ft²
Overview
The Panama model at The Hub pairs a two-bedroom layout with a lock-off design, offering a distinctive option for buyers who value flexibility. Two balconies bring outdoor space into the home, while views of the surrounding area connect the residence to the energy of San Francisco. Inside, the apartment has an open kitchen and a walk-in closet, alongside two bedrooms and two bathrooms. The lock-off layout is designed to let separate areas be rented to different tenants, creating options for an owner who wants to explore multiple rental arrangements. The asking price is $280,000. The Hub's stated amenities include concierge service, an infinity pool and a fitness center. San Francisco is known for its varied dining scene, with restaurants ranging from trendy bistros to local eateries. Parque Omar offers a nearby green escape, and the neighborhood also has art galleries and theaters. Contact us to arrange a viewing and learn more about this lock-off apartment for sale in Panama City.
In Short
For sale at $280,000, the two-bedroom apartment at The Hub features two bathrooms, an open kitchen, a walk-in closet, two balconies and a lock-off design. The building offers concierge service, an infinity pool and a fitness center. It is in San Francisco, near Parque Omar.
Before You Decide
- The lock-off design may suit buyers exploring separate rental arrangements; confirm the building's rental rules and unit configuration.
- Parking, HOA amount, pet policy and short-term-rental rules are not established.
- The structured area is 73 m² while the description gives 72 m²; confirm the final measurement before purchase.
Highlights
- Two-bedroom, two-bathroom layout
- Lock-off design allows separate areas to be rented to different tenants
- Two balconies
- Open kitchen
- Walk-in closet
- The Hub amenities include concierge service, an infinity pool and a fitness center
- In San Francisco, near Parque Omar
- Offered for sale at $280,000
At a Glance
- Status
- Available for sale
- Asking price
- $280,000
- Bedrooms
- 2
- Bathrooms
- 2
- Floor area
- 73 m² (structured figure; area discrepancy flagged for verification)
- Layout
- Lock-off
- Balconies
- 2
- Building
- The Hub
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-013145
Key Facts
- Category
- Residential
- Property type
- Apartment
- Unit type
- Apartment Condo
- Listed
- 3 October 2026
- Last updated
- 15 October 2026
Gallery
10 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- Walk-In Closet
- Open kitchen
- Lock off layout
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 2
- Full baths
- 2
- Kitchen
- Open
- Total
- 73 m² · 786 ft²
Parking & Storage
- Covered
- No
Interior
- Walk-In Closet
- Open kitchen
- Lock off layout
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $280,000
- Price per m²
- $3,836 / m²
- Cash to close (est.)
- $84,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $84,000
- Loan amount
- $196,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,207
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Compared with other options, this apartment combines two bedrooms and two bathrooms with a lock-off design and two balconies.
- The Hub's named amenities are concierge service, an infinity pool and a fitness center.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,836 / m²
The Hub average$4,046 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 7% above the San Francisco average — worth understanding what justifies it before you offer.
Investment Case
The Hub's lock-off design offers an option to rent separate areas to different tenants. Rental income, operating expenses, and projected yields have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$280,000
How You Can Pay
The Hub
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at The Hub
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New Development
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Price on request
1-Bedroom Apartment at The Hub Luxury Residences
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1-Bedroom Apartment at The Hub in San Francisco
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Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How many bedrooms and bathrooms does this apartment have?
The apartment has two bedrooms and two bathrooms.
What amenities does The Hub offer?
The Hub offers concierge service, an infinity pool and a fitness center.
What is the apartment's lock-off feature?
The lock-off design is described as allowing separate areas of the apartment to be rented to different tenants.
Does the apartment have a lock-off layout?
Yes. The lock-off design is described as allowing separate areas to be rented to different tenants.
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Interested in The Hub?
Speak to our team — viewings in person or by video, usually within 48 hours.