Living & Dining
3.45 m ceilings
512 m² Residence at PH LUMINA, Santa María
A rare sense of space at PH LUMINA
Santa María, Panamá
Active
$2,145,000
USD$4,189 / m²
- 507Bath
- 512 m²5,511 ft²
- 1Parking
Overview
PH LUMINA brings an intimate residential setting to Lake View, Santa María, with just 14 residences in the project. This 512 m² home is defined by expansive social areas and a large-format balcony, with a layout designed to make room for both everyday living and generous entertaining. Inside, high-end finishes meet floor-to-ceiling windows and ceilings reaching up to 3.45 meters. The Italian kitchen features an island, while the residence also offers luxury bathrooms, a service area, a separate laundry room and a private foyer with direct elevator access. Parking and a storage unit are included. Residents have access to a swimming pool, fully equipped gym, wellness center with sauna and cold plunge, private lounge, terraces and gardens. PH LUMINA also provides 24/7 security, a full-capacity backup generator, a water reserve system and visitor parking. Set in Santa María, the residence is close to the golf course and offers connectivity to Panama City's banking area, Costa del Este and the international airport. Contact us to learn more about this distinctive home at PH LUMINA.
In Short
The residence at PH LUMINA in Santa María offers 512 m² of total area, expansive social spaces, a large balcony, an Italian kitchen with island, laundry room, service area, included parking and storage, and access to the building's wellness and leisure amenities.
Before You Decide
- The 512 m² total area and large-format balcony offer substantial space for residential use and entertaining.
- The building's stated amenities include a pool, gym, sauna, cold plunge, private lounge, terraces and gardens.
- Confirm the bedroom, bathroom and parking counts before making a purchase decision.
- Ask for the current HOA amount, included services and building rental and pet policies.
Included in the sale. Storage unit included. Parking is included.
Highlights
- 512 m² of total area
- Large-format balcony and expansive social areas
- Italian kitchen with island
- Floor-to-ceiling windows and ceilings up to 3.45 m
- Private foyer with direct elevator access
- Laundry room, service area and included storage
- Pool, gym, sauna, cold plunge, private lounge, terraces and gardens
- 24/7 security, full-capacity backup generator and water reserve system
At a Glance
- Status
- Available
- Total area
- 512 m²
- Parking
- Included
- Storage
- Included
- Property type
- Apartment
- Building
- PH LUMINA
- Neighborhood
- Santa María
- City
- Panama City
- Listing ID
- CNV-PROP-071778
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Ceiling height
- 3.45 m
- Listed
- 5 October 2026
- Last updated
- 6 October 2026
Gallery
11 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- High end finishes
- Floor-to-Ceiling Windows
- Italian kitchen with island
- Luxury bathrooms
- Expansive social areas
- Private foyer with direct elevator access
- Service area
- 1 parking space
- Storage unit included. Parking is included.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Full baths
- 507
- Laundry room
- Yes
- Total
- 512 m² · 5,511 ft²
Parking & Storage
- Spaces
- 1
- Covered
- No
Interior
- High end finishes
- Floor-to-Ceiling Windows
- Italian kitchen with island
- Luxury bathrooms
- Expansive social areas
- Private foyer with direct elevator access
- Service area
Outdoor
- Large format balcony
Accessibility
- Direct elevator access to private foyer
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $2,145,000
- Price per m²
- $4,189 / m²
- Cash to close (est.)
- $643,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $643,500
- Loan amount
- $1,501,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$9,245
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Compare PH LUMINA with other Santa María residences by total area, included parking and storage, monthly HOA, building amenities and verified room count.
- PH LUMINA as a 14-residence project, a useful point of comparison for buyers considering lower-density buildings.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$4,189 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 14% above the Santa María average — worth understanding what justifies it before you offer.
Investment Case
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$2,145,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Santa María
Juan Díaz, Panamá
Santa María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What amenities does PH LUMINA offer?
PH LUMINA offers a swimming pool, fully equipped gym, wellness center with sauna and cold plunge, private lounge, terraces and gardens.
Is parking and storage included?
Parking and a storage unit are included with the residence.
What is the residence's area?
The residence has a stated total area of 512 m².
Where is PH LUMINA located?
PH LUMINA is located in Lake View, Santa María, Panama City.
Similar Properties
Same market, comparable size and price.
Interested in 512 m² Residence at PH LUMINA, Santa María?
Speak to our team — viewings in person or by video, usually within 48 hours.