The Kitchen
1 appliances included
3-bedroom apartment at PH Harmony Harmony Tower
A generous 288.47 m² home with room for everyone
San Francisco, Panamá
Active
$400,000
USD$1,387 / m²
- 3Bed
- 2Bath
- 288.47 m²3,105 ft²
- 3Parking
Overview
With 288.47 m² of construction area, this PH Harmony apartment offers an unusually generous footprint in San Francisco. Its three bedrooms are complemented by a separate studio, a service bedroom and service bathroom, giving the home several distinct spaces for daily living. The apartment has two bathrooms, a family room, air conditioning, white goods, a balcony and a terrace. Three parking spaces and a storage deposit add practical capacity. The asking price is $400,000, and the recorded monthly maintenance fee is $0; buyers should confirm the current fee and its coverage. PH Harmony’s listed amenities include a social area, gym and swimming pool, along with security, a total backup generator and a reserve water tank. The apartment is in San Francisco, Panama City. For buyers seeking a sizeable home with substantial parking and a broad amenity package, contact Casanova Realty to arrange a viewing and confirm the property details.
In Short
The apartment for sale at PH Harmony in San Francisco is priced at $400,000. It offers 288.47 m² of construction area, 3 bedrooms, 2 bathrooms, a studio, a service bedroom and bathroom, balcony, terrace, storage deposit and 3 parking spaces. Building amenities include a social area, gym, pool, security, total backup generator and reserve water tank.
Before You Decide
- The 288.47 m² construction area and separate studio provide flexibility in how the apartment's spaces are used.
- Three parking spaces and a storage deposit are included; confirm parking assignment and storage title details.
- The recorded $0 monthly maintenance amount should be verified with the building administration.
- Confirm PH Harmony's pet and short-term rental policies if either is important to your plans.
Highlights
- 288.47 m² of construction area
- 3 bedrooms and a separate studio
- 2 bathrooms, plus a service bedroom and bathroom
- Balcony and terrace
- 3 parking spaces and a storage deposit
- Air conditioning and white goods
- PH Harmony social area, gym and swimming pool
- Total backup generator, security and reserve water tank
At a Glance
- Status
- Available for sale
- Asking price
- $400,000
- Price per m²
- $1,386.63/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 2 bathrooms
- Construction area
- 288.47 m²
- Parking
- 3 spaces
- Storage
- Included
- Monthly maintenance
- $0 recorded
- Year built
- 2000
- Property type
- Apartment
- Building
- PH Harmony
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-003541
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 12 August 2026
- Last updated
- 4 October 2026
Gallery
9 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
2 bathrooms
What's Included
Everything that stays with the residence.
- White goods unspecified
- Studio
- Family room
- Maid room
- Maid bathroom
- Storage deposit
- White goods unspecified
- 3 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 2
- Maid's room
- Yes
- Total
- 288 m² · 3,105 ft²
Parking & Storage
- Spaces
- 3
- Covered
- No
Interior
- Studio
- Family room
- Maid room
- Maid bathroom
- Storage deposit
- White goods unspecified
Appliances included
- White goods unspecified
Outdoor
- Balcony
- Terrace
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $400,000
- Price per m²
- $1,387 / m²
- Cash to close (est.)
- $120,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $120,000
- Loan amount
- $280,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,724
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$0
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The apartment offers 288.47 m² of construction area, 3 bedrooms, 2 bathrooms and 3 parking spaces.
- The listed building amenities are a social area, gym, pool, security, total backup generator and reserve water tank.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$1,387 / m²
Harmony Tower average$1,961 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 61% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
Rental income, operating expenses, and investment returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · August 2026$400,000
How You Can Pay
Harmony Tower
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at Harmony Tower
1-Bedroom Apartment at PH Harmony, San Francisco
Harmony TowerSan Francisco
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$211,500
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Furnished 1-Bedroom Apartment at PH Harmony
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- 1 Bed
- 1 Bath
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$225,000
$2,368 / m²
Two-bedroom apartment for sale at PH Harmony
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- 2 Beds
- 3 Baths
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$240,000
$1,282 / m²
Furnished 2-Bedroom Apartment in PH Harmony Tower
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- 2 Beds
- 2 Baths
- 132 m²
Furnished$320,000
$2,424 / m²
Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the PH Harmony apartment?
The asking price is $400,000.
How large is the apartment?
The apartment has 288.47 m² of construction area.
How many bedrooms, bathrooms and parking spaces does it have?
It has 3 bedrooms, 2 bathrooms and 3 parking spaces.
Which amenities are listed for PH Harmony?
PH Harmony is listed with a social area, gym, swimming pool, total backup generator, security and a reserve water tank.
What is the monthly maintenance fee?
The recorded maintenance fee is $0 per month; confirm the current fee and what it covers before purchase.
Are appliances included?
White goods are included; the specific appliances are not itemized.
How many bedrooms and bathrooms does the apartment have?
It has 3 bedrooms and 2 bathrooms.
Which appliances are included?
White goods are included, but the individual appliances are not identified.
Does the building have backup power and a reserve water tank?
Yes. PH Harmony is listed with a total backup generator and a reserve water tank.
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Interested in Harmony Tower?
Speak to our team — viewings in person or by video, usually within 48 hours.