Bathrooms
3 bathrooms
322 m² apartment in Ocean Reef Islands Punta Pacífica
Ocean Reef island living with room to spread out
Punta Pacífica, Panamá
Active
$1,340,000
USD$4,161 / m²
- 3Bed
- 3Bath
- 322 m²3,466 ft²
Overview
Set within Ocean Reef Islands in Punta Pacífica, this three-bedroom apartment offers 322 m² in one of Panama City’s distinctive oceanfront communities. A family room, service room and balcony give the home extra flexibility, while the balcony’s panoramic view adds a memorable feature to everyday living. The layout includes a kitchen with luxury finishes, ceramic or marble flooring, a laundry area and garage parking. Three bedrooms provide space for household members and guests, while the separate family room creates another place to gather or unwind. The apartment is offered for $1,340,000. Ocean Reef Islands brings together tennis, multipurpose, beach-volleyball, squash and paddle courts, a children’s play area, convenience store, helipad and Water Sport Center. The private marina accommodates boats and yachts up to 200 feet, with membership applicable. Its Yacht Club includes a restaurant, bar and event room; the community also offers a game room and a health club with gym, spa and swimming pool. Shopping centers, hospitals, Panama’s banking center and restaurants are a few steps away. Contact us to arrange a conversation about this Ocean Reef Islands home.
In Short
The Ocean Reef Islands apartment for sale is in Punta Pacífica, Panama City. It offers 322 m², three bedrooms, a family room, a service room, a balcony with a panoramic view, a luxury-finished kitchen, ceramic or marble flooring and garage parking. The asking price is $1,340,000. Community facilities include sports courts, a children’s play area, a private marina, Yacht Club, Water Sport Center, gym, spa and swimming pool.
Before You Decide
- The 322 m² area, three bedrooms, family room and service room offer substantial living space.
- The $1,340,000 asking price equates to approximately $4,161.49 per m², calculated from the listed price and area.
- The private marina requires membership; confirm membership eligibility, fees and inclusion before purchase.
- Confirm the bathroom count, monthly HOA, parking-space allocation and building-specific rules before making an offer.
Highlights
- 322 m² with three bedrooms
- Family room and separate service room
- Balcony with a panoramic view
- Kitchen with luxury finishes
- Ceramic or marble flooring and a laundry area
- Garage parking
- Community sports courts, children’s play area and convenience store
- Private marina, Yacht Club, Water Sport Center, gym, spa and swimming pool
At a Glance
- Status
- Available for sale
- Asking price
- $1,340,000
- Price per m²
- $4,161.49/m²
- Bedrooms
- 3
- Area
- 322 m²
- Parking
- Garage parking
- Property type
- Apartment
- Community
- Ocean Reef Islands
- Neighborhood
- Punta Pacífica
- City
- Panama City
- Listing ID
- CNV-PROP-042754
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 4 October 2026
- Last updated
- 13 October 2026
Gallery
16 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- Service room
- Family room
- Ceramic or marble flooring
- Laundry area
- Luxury finished kitchen
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Laundry room
- Yes
- Total
- 322 m² · 3,466 ft²
Parking & Storage
- Covered
- No
Interior
- Service room
- Family room
- Ceramic or marble flooring
- Laundry area
- Luxury finished kitchen
Outdoor
- Balcony
Accessibility
- Elevator access
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,340,000
- Price per m²
- $4,161 / m²
- Cash to close (est.)
- $402,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $402,000
- Loan amount
- $938,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$5,775
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Area: 322 m²; bedrooms: 3; asking price: $1,340,000; calculated price: approximately $4,161.49 per m².
- Distinctive features include a family room, service room, panoramic-view balcony, luxury-finished kitchen and access to Ocean Reef Islands community facilities.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$4,161 / m²
Punta Pacífica average$8,088 / m²
Panama average$4,306 / m²
Asking 49% below the Punta Pacífica average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$1,340,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Punta Pacífica
San Francisco, Panamá
3-bedroom apartment for sale in Ocean Reef
Punta Pacífica, Panamá
Positions are schematic, spaced by travel distance.
Get directionsPunta Pacífica on Casanova today
- Active sale listings
- 710
- Active rentals
- 0
- Median asking price per m²
- $2,854
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How much is the Ocean Reef Islands apartment?
The asking price is $1,340,000 USD.
How large is the apartment?
The apartment is listed at 322 m².
How many bedrooms does the apartment have?
The apartment has three bedrooms and a family room.
What amenities are available at Ocean Reef Islands?
Amenities include tennis, multipurpose, beach-volleyball, squash and paddle courts; a children’s play area; convenience store; private marina; helipad; Water Sport Center; Yacht Club with restaurant, bar and event room; game room; and a health club with gym, spa and swimming pool.
Does marina use include a membership?
Marina access is subject to membership. The marina accommodates boats and yachts up to 200 feet.
How much area and how many bedrooms does the apartment have?
The apartment is listed at 322 m² and has three bedrooms.
Which community facilities are available?
Ocean Reef Islands has sports courts, a children’s play area, convenience store, private marina, helipad, Water Sport Center, Yacht Club, game room and a health club with gym, spa and swimming pool.
Is marina access included?
Marina access is subject to membership. Whether a membership is included with the apartment is not established.
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Interested in 322 m² apartment in Ocean Reef Islands?
Speak to our team — viewings in person or by video, usually within 48 hours.