Living & Dining
170 m² of interior
3-Bedroom Apartment with Private Terrace at Ocean House Santa María
A 70 m² private terrace sets this Ocean House residence apart
Santa María, Panamá
Active
$860,000
USD$3,583 / m²
- 3Bed
- 3Bath
- 170 m²1,830 ft²
- 3Parking
Overview
A new, never-occupied residence at Ocean House pairs generous indoor space with an exceptional 70 m² private terrace. Set in Santa María, this 3-bedroom apartment offers 240 m² in total, including 170 m² of enclosed living space—an inviting choice for buyers who want room to gather and a substantial outdoor area of their own. The apartment has 3 bedrooms, 3 bathrooms and 3 parking spaces. Its open kitchen integrates with the social areas, while a separate family living room adds flexibility for daily life. The private terrace extends the home outdoors, creating a distinctive feature alongside the spacious interior. The asking price is $860,000, and the stated maintenance fee is $600. Ocean House offers residents a swimming pool, gym, BBQ area, event area and social area, supported by 24/7 security, total backup power and a water reserve tank. The building is in Santa María, a sought-after residential sector of Panama City. Explore the combination of a generous private terrace, well-proportioned interior and shared amenities, and arrange a visit to experience the home in person.
In Short
The Ocean House apartment in Santa María is offered for sale at $860,000. It has 3 bedrooms, 3 bathrooms, 240 m² total area, a 70 m² private terrace and 3 parking spaces. Building amenities include a pool, gym, BBQ area, event and social areas, 24/7 security, total backup power and a water reserve tank.
Before You Decide
- The 70 m² private terrace is a substantial outdoor feature within the apartment’s 240 m² total area.
- Three parking spaces are reported; their assignment and title status should be confirmed.
- The stated $600 maintenance fee has no billing interval or inclusions specified.
- Building rules for pets and short-term rentals are not established.
Highlights
- 240 m² total area: 170 m² enclosed plus a 70 m² private terrace
- 3 bedrooms and 3 bathrooms
- 3 parking spaces
- Open kitchen connected to the social areas
- Separate family living room
- Ocean House pool, gym, BBQ, event and social areas
- 24/7 security, total backup power and a water reserve tank
- New, never-occupied residence in Santa María
At a Glance
- Status
- Available
- Asking price
- $860,000
- Price per m²
- $3,583.33/m²
- Bedrooms
- 3
- Bathrooms
- 3
- Total area
- 240 m²
- Enclosed area
- 170 m²
- Private terrace
- 70 m²
- Parking
- 3 spaces
- Maintenance fee
- $600
- Year built
- 2023
- Property type
- Apartment
- Building
- Ocean House
- Neighborhood
- Santa María
- City
- Panamá
- Listing ID
- CNV-PROP-000239
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- New or resale
- New Never Occupied
- Condition
- Brand New
- Listed
- 12 August 2026
- Last updated
- 4 October 2026
Gallery
15 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
The Kitchen
Open layout
Terrace
70 m² balcony
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Family living room
- Open plan kitchen
- 3 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Kitchen
- Open
- Interior
- 170 m² · 1,830 ft²
- Balcony
- 70 m²
- Total
- 240 m² · 2,583 ft²
Parking & Storage
- Spaces
- 3
- Covered
- No
Interior
- Family living room
- Open plan kitchen
Outdoor
- Private terrace
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $860,000
- Price per m²
- $3,583 / m²
- HOA (monthly)
- $600
- Cash to close (est.)
- $258,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $258,000
- Loan amount
- $602,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,707
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$600
Property tax$0
Insurance$0
Total, before mortgage:$600 / month
If you let it out
How It Compares
- Asking price: $860,000, or approximately $3,583.33 per m² based on 240 m² total area.
- The total area includes 170 m² enclosed and a 70 m² private terrace.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,583 / m²
Ocean House average$4,014 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 3% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $860,000 for 240 m², the asking price equates to $3,583.33 per m². The stated maintenance fee is $600; rental income and investment yields have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · August 2026$860,000
How You Can Pay
Ocean House
We have not researched this building yet. Its name and sector come from our building list, and the listings, prices and photos are the listings' own. Floors, units, fees and amenities appear here once verified; ask us for anything you need before then.
Other residences at Ocean House
2-Bedroom Apartment at Ocean House, Santa María
Ocean HouseSanta María
- 2 Beds
- 2.5 Baths
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$312,350
$3,471 / m²
A move-in-ready 2-bedroom home at Ocean House
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- 2 Beds
- 2 Baths
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Furnished$365,000
$4,148 / m²
Two-Bedroom Apartment at Ocean House 12-1B
Ocean HouseSanta María
- 2 Beds
- 2 Baths
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$395,000
$3,990 / m²
Furnished 2-Bedroom Apartment at Ocean House, Santa María
Ocean HouseSanta María
- 2 Beds
- 2.5 Baths
- 86 m²
Furnished$399,000
$4,640 / m²
Living in Santa María
Juan Díaz, Panamá
Santa María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is the apartment?
The apartment has 240 m² in total, comprising 170 m² of enclosed space and a 70 m² private terrace.
How many bedrooms, bathrooms and parking spaces does it have?
It has 3 bedrooms, 3 bathrooms and 3 parking spaces.
What is the maintenance fee?
The stated maintenance fee is $600.
Which amenities are available at Ocean House?
Ocean House features a pool, gym, BBQ area, event area, social area, 24/7 security, total backup power and a water reserve tank.
What is the asking price?
The asking price is $860,000.
Does Ocean House have backup power?
Ocean House has total backup power.
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3-Bedroom Residence at Ocean House, Santa María
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2-Bedroom Apartment at Ocean House, Santa María
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Interested in Ocean House?
Speak to our team — viewings in person or by video, usually within 48 hours.