Two-bedroom apartment at Silver Bay, Marbella
Silver BayMarbella
- 2 Beds
- 75 m²
$259,200
$3,461 / m²
2-Bedroom Apartment at Moderna 360 Urban Living Marbella
A Marbella investment opportunity with a flexible developer payment plan
Marbella, Panamá
Active
$256,216
USD$4,745 / m²
- 2Bed
- 1Bath
- 54 m²581 ft²
Overview
Moderna 360 Urban Living presents a 54 m², two-bedroom apartment in Marbella, Panama City, designed for buyers considering short-term rental income. The project advertises an official tourism license and an Airbnb-friendly approach, together with a direct developer financing option that does not require bank approval. The apartment is priced at $256,216 and has one bathroom. The stated monthly HOA is $121.50, based on $2.25 per m². Parking, interior finishes, appliances, furniture, floor level, and private outdoor space are not specified. Projected delivery is November 2027. The advertised investment scenarios use a $160 average daily rate and model 60%, 70%, and 80% occupancy. They project net annual income of $24,008.92, $28,080.92, and $33,224.92, respectively, with stated net ROI figures of 9.37%, 11.00%, and 13.00%. These are projections rather than guaranteed returns. The payment schedule calls for 10% at signing, three 5% installments at the stated milestones, 15% at projected delivery, and 60% financed directly by the developer. Contact the sales team for current availability and full project terms.
In Short
The Moderna 360 Urban Living apartment for sale in Marbella is priced at $256,216 and offers 54 m², two bedrooms, and one bathroom. Projected delivery is November 2027. The stated monthly HOA is $121.50, and the project advertises a short-term-rental license and developer financing for the final 60%.
Before You Decide
- Compare the $256,216 purchase price and $121.50 stated monthly HOA with verified project costs and inclusions.
- Evaluate the projected short-term-rental returns against independently verified rental demand, expenses, licensing, and building rules.
- Review the complete developer-financing agreement and the projected November 2027 delivery schedule.
Highlights
- 54 m² of stated construction area
- Two bedrooms and one bathroom
- Asking price: $256,216
- Located in Marbella, Panama City
- Projected delivery: November 2027
- Stated HOA: $121.50 per month
- Project advertises official tourism licensing for short-term rentals
- Advertised developer financing for the remaining 60%
At a Glance
- Status
- Available
- Asking price
- $256,216
- Price per m²
- $4,744.74/m²
- Bedrooms
- 2
- Bathrooms
- 1
- Construction area
- 54 m²
- Property type
- Apartment
- Building
- Moderna 360 Urban Living
- Neighborhood
- Marbella
- City
- Panama City
- Monthly HOA
- $121.50
- Projected delivery
- November 2027
- Listing ID
- CNV-PROP-043594
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
42 photographs of this residence.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 2
- Full baths
- 1
- Total
- 54 m² · 581 ft²
Parking & Storage
- Covered
- No
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $256,216
- Price per m²
- $4,745 / m²
- HOA (monthly)
- $122
- Cash to close (est.)
- $76,865at 30% down
Mortgage Estimate
- Down payment
- 30% · $76,865
- Loan amount
- $179,351
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,104
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$122
Property tax$0
Insurance$0
Total, before mortgage:$122 / month
If you let it out
- HOA
- $122
The payment plan states that 60% of the purchase price is financed directly by the developer without bank requirements. The advertised schedule is 10% at contract signing, 5% three months later, 5% at six months, 5% at twelve months, 15% at projected delivery in November 2027, and the remaining 60% through developer financing.
How It Compares
- The apartment offers 54 m², two bedrooms, and one bathroom at a listed price of $256,216.
- The asking price equates to approximately $4,744.74 per m², calculated from $256,216 divided by 54 m².
- The project advertises a projected net ROI range of 9.37% to 13.00%; the figures are not guaranteed returns.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$4,745 / m²
Marbella average$11,045 / m²
Panama average$4,306 / m²
Asking 57% below the Marbella average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
Moderna 360 Urban Living is offered at $256,216 for a 54 m², two-bedroom, one-bathroom apartment. The project advertises short-term-rental licensing and projected net returns ranging from 9.37% in its conservative scenario to 13.00% in its optimistic scenario; these are projections, not guaranteed results. The stated monthly HOA is $121.50, and the developer's advertised payment plan includes direct financing for the final 60%.
- —
- Gross yield
- 13%
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$256,216
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Marbella
Bella Vista, Panamá
Moderna 360 Urban Living
Marbella, Panamá
Positions are schematic, spaced by travel distance.
Get directionsMarbella on Casanova today
- Active sale listings
- 177
- Active rentals
- 0
- Median asking price per m²
- $2,505
Getting Around
Bella Vista, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the Moderna 360 apartment?
The asking price is $256,216 USD.
How large is the apartment and how many bedrooms and bathrooms does it have?
The apartment has 54 m² of stated construction area, two bedrooms, and one bathroom.
What is the monthly HOA fee?
The stated monthly HOA fee is $121.50, calculated at $2.25 per m².
Are short-term rentals permitted at Moderna 360?
The project is advertised with an official tourism license and as Airbnb-friendly. Confirm the license scope and applicable building rules before purchase.
When is delivery projected?
Projected delivery is November 2027.
Does the developer offer direct financing?
The advertised payment plan assigns 60% of the purchase price to direct developer financing without bank requirements. Confirm the final terms with the developer.
What amenities are included in the building?
Building amenities are not specified in the available property details.
What does the HOA fee cover?
The HOA amount is stated, but its inclusions are not specified.
How many bedrooms and bathrooms does the apartment have?
It has two bedrooms and one bathroom.
What is the apartment's area?
The stated construction area is 54 m².
Are short-term rentals permitted?
The project advertises an official tourism license and Airbnb-friendly use. Confirm the license scope and building rules before purchase.
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Interested in 2-Bedroom Apartment at Moderna 360 Urban Living?
Speak to our team — viewings in person or by video, usually within 48 hours.