Living & Dining
300 m² of interior
Two-level, 3-bedroom apartment in Isla Ocean Reef Punta Pacífica
A two-level Ocean Reef home with direct sea views
Punta Pacífica, Panamá
Active
$2,700,000
USD$5,684 / m²Negotiable
- 3Bed
- 3Bath
- 300 m²3,229 ft²
Overview
Set on Isla Ocean Reef in Punta Pacífica, this two-level residence combines a direct sea view with 475 m² of total space: 300 m² indoors and 175 m² outdoors. Its generous proportions and duplex layout offer an appealing setting for buyers seeking a distinctive waterfront home in Panama City. The apartment has three bedrooms, a closed kitchen, dining room, expansive living room and den, along with a service room. A balcony and terrace complement the outdoor area. Built-in wardrobes, a pantry, laundry area, auxiliary dining space, double windows and fine finishes add practical detail. Two storage units are included. Building amenities include a social area, covered parking, 24-hour security, an elegant lobby, squash court, children's playground, massage area, gym and swimming pool. These shared facilities complement the residence's substantial indoor and outdoor footprint. Located in Punta Pacífica, within San Francisco, the property offers an island setting in the Panama City market. The asking price is $2,700,000 and is negotiable. Contact Casanova Realty to arrange a private viewing and discuss this Ocean Reef apartment for sale.
In Short
The Isla Ocean Reef apartment for sale is priced at $2,700,000, negotiable. It has 475 m² total area, including 300 m² indoors and 175 m² outdoors, three bedrooms, two levels, a den, a service room, balcony, terrace and two storage units.
Before You Decide
- The $2,700,000 asking price is negotiable.
- The residence provides 300 m² indoors and 175 m² outdoors across a two-level layout.
- The unit's bathroom count, parking-space count and HOA amount require confirmation.
Highlights
- 475 m² total: 300 m² indoors and 175 m² outdoors
- Two-level layout with three bedrooms and a den
- Direct sea view
- Closed kitchen, large living room and dining room
- Balcony, terrace and service room
- Two storage units
- Building pool, gym, squash court and massage area
- 24-hour security, elegant lobby and covered parking
At a Glance
- Status
- Available
- Asking price
- $2,700,000 (negotiable)
- Price per m²
- $5,684.21/m²
- Bedrooms
- 3 bedrooms
- Total area
- 475 m²
- Interior area
- 300 m²
- Outdoor area
- 175 m²
- Levels
- 2 levels
- Storage
- 2 storage units
- View
- Direct sea view
- Property type
- Apartment
- Building
- Isla Ocean Reef
- Neighborhood
- Punta Pacífica
- City
- Panama City
- Listing ID
- CNV-PROP-078429
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 8 October 2026
- Last updated
- 8 October 2026
Gallery
17 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
The Kitchen
Closed layout
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Built in wardrobes
- Closed kitchen
- Dining room
- Large living room
- Den
- Service room
- Pantry
- Laundry area
- Auxiliary dining area
- Double windows
- Fine finishes
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Laundry room
- Yes
- Kitchen
- Closed
- Interior
- 300 m² · 3,229 ft²
- Total
- 475 m² · 5,113 ft²
Parking & Storage
- Covered
- No
Interior
- Built in wardrobes
- Closed kitchen
- Dining room
- Large living room
- Den
- Service room
- Pantry
- Laundry area
- Auxiliary dining area
- Double windows
- Fine finishes
Outdoor
- Balcony
- Terrace
Accessibility
- Elevator access
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $2,700,000
- Price per m²
- $5,684 / m²
- Cash to close (est.)
- $810,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $810,000
- Loan amount
- $1,890,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$11,637
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price equates to approximately $5,684.21 per m², calculated from $2,700,000 divided by 475 m² total area.
- The apartment has 175 m² of outdoor area in addition to 300 m² indoors.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$5,684 / m²
Punta Pacífica average$8,088 / m²
Panama average$4,306 / m²
Asking 30% below the Punta Pacífica average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At the asking price of $2,700,000, the 475 m² total area equates to approximately $5,684.21 per m². Rental income, operating costs and comparable sales have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$2,700,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Punta Pacífica
San Francisco, Panamá
Isla Ocean Reef
Punta Pacífica, Panamá
Positions are schematic, spaced by travel distance.
Get directionsPunta Pacífica on Casanova today
- Active sale listings
- 710
- Active rentals
- 0
- Median asking price per m²
- $2,854
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the Ocean Reef apartment?
The asking price is $2,700,000, and the price is negotiable.
How large is the apartment?
The apartment has 475 m² total, including 300 m² indoors and 175 m² outdoors.
How many bedrooms does the apartment have?
The apartment has 3 bedrooms.
Which building amenities are identified?
Amenities include a social area, covered parking, 24-hour security, an elegant lobby, a squash court, a children's playground, a massage area, a gym and a swimming pool.
How much total area does the apartment have?
The apartment has 475 m² total, with 300 m² indoors and 175 m² outdoors.
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Interested in Two-level, 3-bedroom apartment in Isla Ocean Reef?
Speak to our team — viewings in person or by video, usually within 48 hours.