The Kitchen
1 appliances included
Three-Bedroom House in Senderos de Camino de Cruces Clayton
A spacious two-story home with a garden setting in Clayton
Clayton, Panamá
Active
$1,299,000
USD$3,248 / m²
- 3Bed
- 3.5Bath
- 400 m²4,306 ft²
- 4Parking
Overview
Set in the quiet residential surroundings of Clayton, this two-story home combines 400 m² of construction with 1,125 m² of stated total area. Its functional layout, abundant natural light and well-maintained yard make room for everyday family life, with easy access from the house to the patio and garden. The home offers three bedrooms, 3.5 bathrooms and maid's quarters, plus four parking spaces. The ground floor includes a spacious, bright living room and a fully equipped kitchen with luxury appliances and an independent countertop. The house is offered unfurnished, ready for its next owners to make it their own. P.H. Senderos de Camino de Cruces brings outdoor recreation close to home through a two-hectare social area with walking paths, decorative gardens, a synthetic-grass soccer field, tennis and basketball courts, a swimming pool, gym, barbecue area and gazebo. A specialized 24-hour security system serves the community. Clayton offers a quiet residential setting with connections to the rest of Panama City. The development is described as just to the left of the Caja del Seguro Social Administration Building. Contact Casanova Realty to arrange a visit and explore this home in person.
In Short
A three-bedroom house for sale in Clayton, Panama City, priced at $1,299,000. It has 400 m² of construction, 1,125 m² of stated total area, 3.5 bathrooms, maid's quarters, a yard, a patio and four parking spaces. P.H. Senderos de Camino de Cruces has a pool, gym, sports courts, gardens, walking paths, a barbecue area, a gazebo and 24-hour specialized security.
Before You Decide
- The house provides 400 m² of construction and 1,125 m² of stated total area.
- The two-story layout includes three bedrooms, 3.5 bathrooms and maid's quarters.
- Four parking spaces are stated; their covered, assigned or deeded status is not specified.
- The shared community facilities include a pool, gym, soccer, tennis and basketball facilities, gardens, paths, a barbecue area and a gazebo.
- Monthly HOA charges, pet rules and short-term rental rules are not provided.
Highlights
- 400 m² of construction area
- 1,125 m² of stated total area
- Three bedrooms and 3.5 bathrooms
- Two-story layout with abundant natural light
- Maid's quarters and a fully equipped kitchen
- Four parking spaces, plus a yard and patio
- Two-hectare community social area with pool, gym and sports courts
- 24-hour specialized community security system
At a Glance
- Status
- Active sale offer
- Asking price
- $1,299,000
- Price per construction m²
- $3,247.50/m²
- Bedrooms
- 3
- Bathrooms
- 3.5 total
- Construction area
- 400 m²
- Total area
- 1,125 m²
- Stories
- 2
- Parking
- 4 spaces
- Furnishing
- Unfurnished
- Property type
- House
- Community
- P.H. Senderos de Camino de Cruces
- Neighborhood
- Clayton
- City
- Panama City
- Listing ID
- CNV-PROP-009710
Key Facts
- Category
- Residential
- Unit type
- House Villa
- Listed
- 6 April 2022
- Last updated
- 3 October 2026
Gallery
16 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3.5 bathrooms
What's Included
Everything that stays with the residence.
- Fully equipped kitchen appliances
- Two-story layout
- Functional layout
- Maid's quarters
- Fully equipped kitchen with luxury appliances
- Independent countertop
- 4 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Half baths
- 1
- Total
- 400 m² · 4,306 ft²
Parking & Storage
- Spaces
- 4
- Covered
- No
Interior
- Two-story layout
- Functional layout
- Maid's quarters
- Fully equipped kitchen with luxury appliances
- Independent countertop
Appliances included
- Fully equipped kitchen appliances
Outdoor
- Yard
- Patio
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,299,000
- Price per m²
- $3,248 / m²
- Cash to close (est.)
- $389,700at 30% down
Mortgage Estimate
- Down payment
- 30% · $389,700
- Loan amount
- $909,300
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$5,599
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The stated construction-area price is approximately $3,247.50 per m², calculated from the $1,299,000 asking price and 400 m² construction area.
- The house is described as two stories and has four parking spaces.
Value Comparison
Asking price per m², against the building, the sector and the country.
House$3,248 / m²
Clayton average$2,752 / m²
Panama average$4,306 / m²
Asking 18% above the Clayton average — worth understanding what justifies it before you offer.
Investment Case
The asking sale price is $1,299,000. Based on the stated 400 m² construction area, the price is approximately $3,247.50 per construction m².
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · April 2022$1,299,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Clayton
Ancón, Panamá
3-bedroom house for sale in Clayton
Clayton, Panamá
Positions are schematic, spaced by travel distance.
Get directionsClayton on Casanova today
- Active sale listings
- 133
- Active rentals
- 0
- Median asking price per m²
- $2,143
Getting Around
Ancón, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is the house?
The house has 400 m² of stated construction area and 1,125 m² of stated total area.
What amenities are available in P.H. Senderos de Camino de Cruces?
The community's two-hectare social area includes walking paths, decorative gardens, a synthetic-grass soccer field, tennis and basketball courts, a swimming pool, a gym, a barbecue area and a gazebo. The community also has a 24-hour specialized security system.
How many parking spaces come with the house?
The house is listed with four parking spaces.
What is the asking sale price?
The asking sale price is $1,299,000.
How many bedrooms, bathrooms and parking spaces does the house have?
The house has three bedrooms, 3.5 bathrooms and four parking spaces.
What does the community offer?
P.H. Senderos de Camino de Cruces has a two-hectare social area with walking paths, decorative gardens, a synthetic-grass soccer field, tennis and basketball courts, a swimming pool, a gym, a barbecue area and a gazebo. The community also has a specialized 24-hour security system.
Which appliances are included?
The kitchen is described as fully equipped with luxury appliances, but the individual appliances are not itemized.
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Interested in Three-Bedroom House in Senderos de Camino de Cruces?
Speak to our team — viewings in person or by video, usually within 48 hours.