
Three-level house for sale in El Carmen
A three-level El Carmen home with room to spread out
El Carmen, Panamá
$660,000
USD$1,415 / m²Negotiable
- 4Bed
- 5Bath
- 466.51 m²5,021 ft²
- 5Parking
Overview
Set across three levels in Urbanización Herbruger, El Carmen, this 466.51 m² house brings together generous living areas and distinct spaces for work, family time and service. The home has four listed bedrooms, plus a small independent bedroom with its own bathroom and a separate office with a bathroom. The ground level includes two storage deposits, an entrance with access toward the kitchen and laundry area, and a front patio enclosed by a perimeter fence. Upstairs, the living and dining rooms connect with a breakfast area, a spacious covered laundry terrace and another terrace. This level also includes the maid’s room with bathroom, a guest half-bathroom and a large bedroom with a walk-in closet. On the top level, three bedrooms each have a bathroom and walk-in closet, alongside a family sitting room. Security features include an alarm, surveillance cameras, an electric fence and a multi-lock door. An electric gate serves the parking area. Located in El Carmen within Bella Vista, the home offers an urban Panama City setting. The asking price is USD 660,000 and is negotiable. Contact Casanova Realty to arrange a viewing and discuss the home’s layout.
In Short
The El Carmen house is offered for sale at USD 660,000, negotiable. It has a reported area of 466.51 m², four listed bedrooms and three levels. Its layout includes an office, maid’s room with bathroom, family sitting room, terraces and two storage deposits.
Before You Decide
- The 466.51 m² reported area and three-level layout provide multiple distinct living and service spaces.
- The layout includes a separate office, maid’s room with bathroom and family sitting room.
- The parking total and bathroom count should be confirmed because the structured figures and room-by-room details do not align.
- HOA or community fees, utility systems, furnishing status and included appliances are not specified.
Highlights
- 466.51 m² arranged across three levels
- Four listed bedrooms, plus a separate independent bedroom
- Three upstairs bedrooms each have a bathroom and walk-in closet
- Office with bathroom and a separate maid’s room with bathroom
- Living room, dining room, breakfast area and family sitting room
- Two storage deposits, a front patio and multiple terraces
- Alarm, surveillance cameras, electric fence and multi-lock door
- Negotiable asking price of USD 660,000
At a Glance
- Status
- Available
- Asking price
- USD 660,000
- Price per m²
- USD 1,414.76/m²
- Bedrooms
- 4 listed bedrooms
- Area
- 466.51 m²
- Levels
- 3
- Year built
- 2010
- Storage
- 2 deposits
- Property type
- House
- Development
- Urbanización Herbruger
- Neighborhood
- El Carmen
- City
- Panama City
- Listing ID
- CNV-PROP-017088
Key Facts
- Category
- Residential
- Unit type
- House Villa
- New or resale
- Resale
- Listed
- 3 October 2026
- Last updated
- 3 October 2026
Gallery
7 photographs of this residence.
What's Included
Everything that stays with the residence.
- Two storage deposits
- Independent bedroom with bathroom
- Office with bathroom
- Living room
- Dining room
- Breakfast area
- Maid room with bathroom
- Walk in closets
- Family room
- Curtains
- Kitchen
- Laundry area
- Guest half bathroom
- 5 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 5
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 467 m² · 5,021 ft²
Parking & Storage
- Spaces
- 5
- Covered
- No
Interior
- Two storage deposits
- Independent bedroom with bathroom
- Office with bathroom
- Living room
- Dining room
- Breakfast area
- Maid room with bathroom
- Walk in closets
- Family room
- Curtains
- Kitchen
- Laundry area
- Guest half bathroom
Outdoor
- Front patio
- Terrace
- Covered laundry terrace
- Perimeter fence
- Electric fence
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $660,000
- Price per m²
- $1,415 / m²
- Cash to close (est.)
- $198,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $198,000
- Loan amount
- $462,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$2,845
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Compare the 466.51 m² reported area with other El Carmen houses, checking whether their area figures also represent total area.
- The derived asking price is approximately USD 1,414.76 per m², calculated from USD 660,000 divided by 466.51 m².
- The house is described as having three levels, four listed bedrooms, an office and two storage deposits.
Value Comparison
Asking price per m², against the building, the sector and the country.
Asking 20% below the El Carmen average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
Investment and rental-performance figures have not been provided.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$660,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in El Carmen
Bella Vista, Panamá
4-bedroom house for sale in El Carmen
El Carmen, Panamá
Positions are schematic, spaced by travel distance.
Get directionsEl Carmen on Casanova today
- Active sale listings
- 51
- Active rentals
- 0
- Median asking price per m²
- $1,754
Getting Around
Bella Vista, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is the house?
How many bedrooms does the house have?
How many levels does the house have?
What is the asking price?
Does the house have storage?
Are pets allowed, and can the house be rented short term?
Similar Properties
Same market, comparable size and price.
Interested in Three-level house for sale in El Carmen?
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