Living & Dining
excellent natural light
Contemporary 4-Bedroom House in Altos del Golf San Francisco
A contemporary Altos del Golf home with a heated pool
San Francisco, Panamá
Active
$870,000
USD$1,611 / m²
- 4Bed
- 4Bath
- 540 m²5,813 ft²
- 540 m²Lot
Overview
Set in PH Bianco Loft, a gated community of just 10 homes in Altos del Golf, this contemporary two-level house pairs generous proportions with a heated private pool and a terrace designed for hosting. Double- and triple-height ceilings and excellent natural light give the home a distinctive sense of space. The house offers 540 m² of construction on a 540 m² lot, with four bedrooms, a study that can serve as an office or family room, living and dining areas, and a kitchen. The layout also includes a laundry area and maid’s quarters with a bathroom. A full appliance package and window blinds are included. The terrace comes equipped with a BBQ, refrigerator and sink; the pool has its own bathroom. Solar panels are installed, with an advertised electricity benefit of approximately $800 per month. The monthly maintenance fee is $530, and the gated community has 24/7 security. Altos del Golf is a residential setting described for its quiet, exclusive character, with parks, schools and supermarkets nearby and quick access to Corredor Sur. Explore this distinctive Panama City home and arrange a private viewing.
In Short
The house is offered for sale at $870,000 and has 540 m² of construction on a 540 m² lot. It has four bedrooms, a study, maid’s quarters with bathroom, a heated private pool, a terrace with BBQ, refrigerator and sink, solar panels, and access to 24/7 community security.
Before You Decide
- The asking price is $870,000, and the monthly maintenance fee is $530.
- The house combines a heated private pool with a terrace equipped for outdoor entertaining.
- The gated community is described as having 10 homes and 24/7 security.
- Confirm the final bathroom and parking counts and whether the property is also available to rent.
Included in the sale. Full appliance package, window blinds, and solar panels.
Highlights
- 540 m² of construction on a 540 m² lot
- Four bedrooms and a dedicated study or den
- Two levels with double- and triple-height ceilings
- Private heated swimming pool with a separate pool bathroom
- Terrace equipped with a BBQ, refrigerator and sink
- Maid’s quarters with bathroom, plus a separate laundry area
- Full appliance package, window blinds and solar panels
- Gated 10-home community with 24/7 security; $530 monthly maintenance
At a Glance
- Status
- Available
- Asking price
- $870,000
- Price per m²
- $1,611.11/m²
- Bedrooms
- 4 bedrooms
- Construction area
- 540 m²
- Lot area
- 540 m²
- Levels
- 2 levels
- Monthly maintenance
- $530
- Community
- PH Bianco Loft
- Neighborhood
- Altos del Golf
- City
- Panama City
- Listing ID
- CNV-PROP-044633
Key Facts
- Category
- Residential
- Property type
- House
- Unit type
- House Villa
- Natural light
- Excellent
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
50 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
The Kitchen
1 appliances included
Bathrooms
4 bathrooms
What's Included
Everything that stays with the residence.
- Full appliance package unspecified
- Double and triple height ceilings
- Study or den
- Living and dining area
- Kitchen
- Window blinds
- Maid quarters with bathroom
- Laundry area
- Full appliance package, window blinds, and solar panels.
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 4
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 540 m² · 5,813 ft²
Parking & Storage
- Covered
- No
Interior
- Double and triple height ceilings
- Study or den
- Living and dining area
- Kitchen
- Window blinds
- Maid quarters with bathroom
- Laundry area
Appliances included
- Full appliance package unspecified
Outdoor
- Private heated pool
- Terrace
- Bbq
- Terrace refrigerator
- Terrace sink
- Solar panels
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $870,000
- Price per m²
- $1,611 / m²
- HOA (monthly)
- $530
- Cash to close (est.)
- $261,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $261,000
- Loan amount
- $609,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,750
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
HOA$530
Property tax$0
Insurance$0
Total, before mortgage:$530 / month
If you let it out
How It Compares
- Compare the stated 540 m² construction area and 540 m² lot with other houses in Altos del Golf.
- Compare the $530 monthly maintenance fee with the inclusions and security arrangements of other communities.
- The calculated asking price is approximately $1,611.11 per m² based on the 540 m² construction area.
Value Comparison
Asking price per m², against the building, the sector and the country.
House$1,611 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 55% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At an asking price of $870,000, the derived price is approximately $1,611.11 per m² using the stated 540 m² construction area. The advertised monthly HOA is $530.
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- Gross yield
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- Net yield (est.)
- —
- 5-yr area growth
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- Days on market
Price History
- Listed · October 2026$870,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
PH Bianco Loft
San Francisco, Panamá
Positions are schematic, spaced by travel distance.
Get directionsSan Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How many bathrooms does the house have?
The bathroom count and breakdown are being confirmed. Please request the latest details before making a decision.
How many parking spaces are included?
The parking count is being confirmed. Please request the verified number of spaces.
What is the monthly HOA fee?
The advertised monthly maintenance fee is $530. The fee inclusions have not been specified.
Are pets allowed?
The pet policy has not been confirmed. Please check with the community administration.
Does the home have backup power?
Backup-power coverage has not been confirmed. The home does have solar panels.
Are appliances included?
A full appliance package is included; individual appliance models and items are not specified.
Is short-term renting allowed?
The short-term rental rules have not been confirmed.
What is the asking price?
The asking price is $870,000.
How large is the house and lot?
The construction area is 540 m² and the lot area is 540 m².
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Interested in Contemporary 4-Bedroom House in Altos del Golf?
Speak to our team — viewings in person or by video, usually within 48 hours.