3-Bedroom House with Guest House in El Carmen
A substantial El Carmen lot with room for living, working and hosting
El Carmen, Panamá
Active
$756,000
USD$2,662 / m²
- 3Bed
- 1Bath
- 284 m²3,057 ft²
- 790.4 m²Lot
- 5Parking
Overview
Set on a 790.4 m² lot in El Carmen, this 3-bedroom property combines a 284 m² main home with a separate guest house. Its garden, covered terrace and flexible rooms give the property a distinctive mix of indoor and outdoor space in a central Panama City location. The main house has one stated bathroom, a closed kitchen, a TV den, a home office and a laundry room. A guest bathroom is also listed, and the guest house has its own bathroom. Storage is included. Parking is described for four to five vehicles. The property’s R1B zoning and stated residential and commercial potential add to its range of possible uses. Riba Smith on Avenida Simón Bolívar is a short walk away, and Avenida Ramón Arias provides convenient access. Shops, banks and restaurants surround the property, bringing everyday services close to home. The asking price is $756,000. Arrange a visit to explore the garden, covered terrace and possibilities of this El Carmen property.
In Short
The El Carmen house is offered for sale at $756,000. It has three bedrooms, 284 m² of stated construction area, a 790.4 m² lot, a garden, covered terrace, home office, TV den and a separate guest house with a bathroom. Riba Smith on Avenida Simón Bolívar is nearby.
Before You Decide
- The property pairs a 790.4 m² lot with 284 m² of stated construction.
- A separate guest house, garden and covered terrace add distinct spaces for hosting and outdoor use.
- parking capacity as four to five vehicles; confirm the exact configuration.
- R1B zoning is stated; confirm applicable uses and restrictions before relying on a commercial-use plan.
Highlights
- 3 bedrooms in the main house
- 284 m² of construction on a 790.4 m² lot
- Separate guest house with a bathroom
- Garden and covered terrace
- Closed kitchen, TV den and home office
- Laundry room and storage
- Parking described for four to five vehicles
- Near Riba Smith, Avenida Simón Bolívar and Avenida Ramón Arias
At a Glance
- Status
- Available
- Asking price
- $756,000
- Price per m²
- $2,661.97/m² of construction
- Bedrooms
- 3
- Main-house bathrooms
- 1 stated, plus guest bathroom and guest-house bathroom
- Construction area
- 284 m²
- Lot area
- 790.4 m²
- Parking
- 4–5 vehicles
- Property type
- House
- Neighborhood
- El Carmen
- City
- Panama City
- Listing ID
- CNV-PROP-045859
Key Facts
- Category
- Residential
- Unit type
- House Villa
- Listed
- 6 February 2025
- Last updated
- 13 October 2026
Gallery
9 photographs of this residence.
What's Included
Everything that stays with the residence.
- Closed kitchen
- Den tv room
- Home office
- Storage deposito
- 5 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 1
- Den / office
- Yes
- Laundry room
- Yes
- Kitchen
- Closed
- Total
- 284 m² · 3,057 ft²
Parking & Storage
- Spaces
- 5
- Covered
- No
Interior
- Closed kitchen
- Den tv room
- Home office
- Storage deposito
Outdoor
- Garden
- Covered terrace
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $756,000
- Price per m²
- $2,662 / m²
- Cash to close (est.)
- $226,800at 30% down
Mortgage Estimate
- Down payment
- 30% · $226,800
- Loan amount
- $529,200
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,258
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Asking price: $756,000 USD.
- Construction area: 284 m²; lot area: 790.4 m².
- Three bedrooms; a separate guest house with a bathroom.
- Calculated asking price per construction area: $2,661.97/m².
Value Comparison
Asking price per m², against the building, the sector and the country.
House$2,662 / m²
El Carmen average$1,768 / m²
Panama average$4,306 / m²
Asking 51% above the El Carmen average — worth understanding what justifies it before you offer.
Investment Case
The asking price is $756,000. The calculated price per square metre is based on the stated 284 m² construction area; rental income, expenses, and comparable sales are not provided.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
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- Days on market
Price History
- Listed · February 2025$756,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in El Carmen
Bella Vista, Panamá
House for sale in El Carmen, Panama City
El Carmen, Panamá
Positions are schematic, spaced by travel distance.
Get directionsEl Carmen on Casanova today
- Active sale listings
- 51
- Active rentals
- 0
- Median asking price per m²
- $1,754
Getting Around
Bella Vista, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the El Carmen house?
The asking price is $756,000 USD.
How large are the house and lot?
The property has 284 m² of stated construction area on a 790.4 m² lot.
Does the property include a guest house?
Yes. The property includes a guest house with a bathroom.
What is the parking capacity?
The stated parking capacity ranges from four to five vehicles.
How many bedrooms does the house have?
The property has three bedrooms.
Does the property have a guest house?
Yes. The property includes a separate guest house with a bathroom.
Similar Properties
Same market, comparable size and price.
Interested in 3-Bedroom House with Guest House in El Carmen?
Speak to our team — viewings in person or by video, usually within 48 hours.