Living & Dining
good natural light
3-Bedroom Apartment at ÉBANO Santa María Juan Díaz
A three-bedroom golf-view home with room to unwind
Juan Díaz, Panamá
Active
$549,120
USD$3,556 / m²
- 3Bed
- 3Bath
- 154.4 m²1,662 ft²
Overview
ÉBANO Santa María’s Model D pairs 154.40 m² with an expansive terrace facing the golf course, bringing an outdoor focal point to a thoughtfully planned three-bedroom home. The residence is offered at $549,120 and is part of a boutique, low-density project in Santa María Golf & Country Club, with delivery estimated for 2028. The layout includes three bedrooms, each with a private bathroom, plus a family room or den for relaxing or entertaining. A living and dining area connects to floor-to-ceiling windows, while the open kitchen is specified with high-end European finishes. A separate laundry area and a complete service room with its own bathroom add practical flexibility. Residences are described with two or three parking spaces. Building amenities are designed around recreation and hosting: an infinity pool with a sun deck and private cabanas, a fully equipped gym with cardio and weights, an event lounge, an outdoor BBQ station, a children's play area and green spaces. Arrival is through a motor lobby and main lobby with concierge service; the project also plans controlled access, private 24/7 security, a full backup generator and water reserve tanks. Set within Santa María Golf & Country Club, the residence is positioned for a golf-oriented lifestyle. Ask for the Model D floor plan, confirmation of the parking allocation and the latest project details, or arrange a private presentation.
In Short
The apartment at ÉBANO Santa María is offered for sale at $549,120. It has 154.40 m², three bedrooms, three bathrooms, a family room or den, an open kitchen, a separate laundry area and a service room with bathroom. The residence is described with a terrace facing the golf course. Estimated project delivery is 2028.
Before You Decide
- The $549,120 asking price equates to approximately $3,556.48 per m², calculated from the stated price and 154.40 m² area.
- The estimated 2028 delivery date is a project estimate; buyers should confirm the current schedule and purchase terms.
- Confirm the exact parking allocation for this residence because the project describes two or three spaces per apartment.
- Monthly HOA, pet rules, short-term rental rules and included appliances are not established.
Highlights
- 154.40 m² Model D offered at $549,120
- Three bedrooms, each with a private bathroom
- Large terrace with a direct golf-course view
- Family room or private den
- Open kitchen with high-end European finishes
- Separate laundry and complete service room with bathroom
- Infinity pool, sun deck, private cabanas and equipped gym
- Estimated project delivery in 2028
At a Glance
- Status
- Available
- Asking price
- $549,120
- Price per m²
- $3,556.48/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 3 bathrooms
- Area
- 154.40 m²
- Parking
- 2–3 spaces per residence
- Estimated delivery
- 2028
- Property type
- Apartment
- Building
- ÉBANO Santa María
- Neighborhood
- Santa María Golf & Country Club
- City
- Panama City
- Listing ID
- CNV-PROP-044649
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Natural light
- Good
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
22 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Floor-to-Ceiling Windows
- European finish open kitchen
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Kitchen
- Open
- Total
- 154 m² · 1,662 ft²
Parking & Storage
- Covered
- No
Interior
- Floor-to-Ceiling Windows
- European finish open kitchen
Outdoor
- Terrace
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $549,120
- Price per m²
- $3,556 / m²
- Cash to close (est.)
- $164,736at 30% down
Mortgage Estimate
- Down payment
- 30% · $164,736
- Loan amount
- $384,384
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$2,367
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Model C and Model D at 154.40 m²; this residence matches Model D's stated price of $549,120.
- The project also describes 159.96 m² Model A and Model B options, priced from $616,846 and $624,844 respectively.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,556 / m²
Juan Díaz average$5,007 / m²
Panama average$4,306 / m²
Asking 29% below the Juan Díaz average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $549,120 for 154.40 m², the asking price equates to approximately $3,556.48 per m². Rental income, ownership costs, and comparable-sale data are not available for an investment-return estimate.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$549,120
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Juan Díaz
Juan Díaz, Panamá
Juan Díaz on Casanova today
- Active sale listings
- 112
- Active rentals
- 0
- Median asking price per m²
- $1,936
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How much does the apartment at ÉBANO Santa María cost?
The asking price is $549,120 USD.
How large is this ÉBANO Santa María apartment?
The apartment is listed at 154.40 m².
How many bedrooms and bathrooms does the residence have?
The residence has three bedrooms and three bathrooms.
What amenities are planned at ÉBANO Santa María?
Planned amenities include an infinity pool with a sun deck and private cabanas, a fully equipped gym, an event lounge, an outdoor BBQ station, a children's play area, green spaces, a motor lobby, a main lobby with concierge service, controlled access, and private 24/7 security.
When is ÉBANO Santa María expected to be delivered?
The estimated delivery year is 2028.
What is the asking price?
The asking price is $549,120 USD.
What is the apartment's area?
The stated area is 154.40 m².
What amenities are planned for the building?
The project describes an infinity pool with sun deck and private cabanas, a fully equipped gym, an event lounge, an outdoor BBQ station, a children's play area, green spaces, lobby and concierge service, controlled access and private 24/7 security.
When is project delivery estimated?
Project delivery is estimated for 2028.
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