Four-Bedroom Penthouse at PH Sky Homes, Ocean Reef
PH Sky HomesOcean Reef Islands
- 4 Beds
- 4.5 Baths
- 437 m²
$3,200,000
$7,323 / m²
Creative Waves Penthouse on Ocean Reef Islands
An artful 492.04 m² penthouse at Creative Waves
Ocean Reef Islands, Panamá
Active
$3,500,000
USD$7,113 / m²
- 4Bed
- 5Bath
- 492.04 m²5,296 ft²
- 4Parking
Overview
Set within Ocean Reef Panama, with the Pacific Ocean as its backdrop, this furnished penthouse at Creative Waves stands out for its art-led interiors and generous 492.04 m² total area. Four bedrooms, five bathrooms and four parking spaces give the residence a substantial footprint for full-time living and entertaining. The design pairs marble, terrazzo and wood with exposed concrete for a composed, tactile palette. Gallery-style lighting brings attention to artwork, while custom-made details developed by JSARQ and interiors by Janine Schneider reflect the owners’ passion for art. The home also features a bar, curtains, decorative finishes, a balcony and direct elevator access. The listed features include a pool and jacuzzi, as well as full backup power and a reserve water tank. The property is identified as built in 2021 and is offered furnished. Creative Waves is part of Ocean Reef Islands, an exclusive residential complex set against the Pacific. Contact Casanova Realty to arrange further details or a private viewing.
In Short
The Creative Waves penthouse on Ocean Reef Islands is offered for USD 3,500,000. The 492.04 m² property has four bedrooms, five bathrooms, four parking spaces, a balcony, direct elevator access and a bar. Its design features marble, terrazzo, wood, exposed concrete and custom JSARQ details.
Before You Decide
- The property offers 492.04 m² of total area, four bedrooms, five bathrooms and four parking spaces.
- Furnishings are described as present, but their inclusion in the sale price should be confirmed.
- The monthly HOA fee, pet policy, rental rules and parking assignment are not provided.
- Pool and jacuzzi are listed features, but their private or shared status should be confirmed.
Highlights
- 492.04 m² total area
- Four bedrooms and five bathrooms
- Four parking spaces
- Furnished penthouse with direct elevator access
- Balcony and bar
- Marble, terrazzo, wood and exposed-concrete finishes
- Custom JSARQ details and gallery-style lighting
- Pool, jacuzzi, full backup generator and reserve water tank are listed features
At a Glance
- Status
- For sale
- Asking price
- $3,500,000
- Price per m²
- $7,113.24
- Bedrooms
- 4 bedrooms
- Bathrooms
- 5 bathrooms
- Area
- 492.04 m²
- Parking
- 4 spaces
- Furnished
- Yes
- Year built
- 2021
- Property type
- Penthouse apartment
- Building
- Creative Waves
- Neighborhood
- Ocean Reef Islands
- City
- Panama City
- Listing ID
- CNV-PROP-000628
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Furnishing
- Fully Furnished Turnkey
- Decor style
- Art-led contemporary design
- Listed
- 3 October 2026
- Last updated
- 3 October 2026
Gallery
7 photographs of this residence.
What's Included
Everything that stays with the residence.
- Bar
- Decorated
- Curtains
- Marble
- Terrazzo
- Wood
- Exposed concrete
- Custom made design pieces
- Gallery style lighting
- 4 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 5
- Total
- 492 m² · 5,296 ft²
Parking & Storage
- Spaces
- 4
- Covered
- No
Interior
- Bar
- Decorated
- Curtains
- Marble
- Terrazzo
- Wood
- Exposed concrete
- Custom made design pieces
- Gallery style lighting
Outdoor
- Balcony
Accessibility
- Direct elevator access
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $3,500,000
- Price per m²
- $7,113 / m²
- Cash to close (est.)
- $1,050,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $1,050,000
- Loan amount
- $2,450,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$15,085
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Asking price: USD 3,500,000; area: 492.04 m²; calculated asking price per m²: USD 7,113.24.
- The residence has four bedrooms, five bathrooms and four parking spaces.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$7,113 / m²
Ocean Reef Islands average$6,297 / m²
Panama average$4,306 / m²
Asking 13% above the Ocean Reef Islands average — worth understanding what justifies it before you offer.
Investment Case
At USD 3,500,000, this 492.04 m² Ocean Reef Islands penthouse has an indicative asking price of USD 7,113.24 per m². Rental income, operating costs and comparable-sale data are not available.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$3,500,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Ocean Reef Islands
San Francisco, Panamá
Creative Waves
Ocean Reef Islands, Panamá
Positions are schematic, spaced by travel distance.
Get directionsOcean Reef Islands on Casanova today
- Active sale listings
- 37
- Active rentals
- 0
- Median asking price per m²
- $6,569
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is USD 3,500,000.
How large is the penthouse?
The penthouse has a stated total area of 492.04 m².
How many bedrooms, bathrooms and parking spaces are there?
The property has four bedrooms, five bathrooms and four parking spaces.
Is the penthouse furnished?
The property is described as furnished; whether the furniture is included in the sale price is not specified.
What building services are listed?
The listed features include a full backup generator, a reserve water tank and direct elevator access.
When was the property built?
The source overview gives 2021 as the year built.
How many bedrooms and bathrooms does the penthouse have?
It has four bedrooms and five bathrooms.
How many parking spaces are included?
Four parking spaces are stated.
Does the property have a balcony and direct elevator access?
Yes. Both a balcony and direct elevator access are listed.
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Interested in Creative Waves Penthouse on Ocean Reef Islands?
Speak to our team — viewings in person or by video, usually within 48 hours.