Furnished 4-bedroom apartment at P.H. Villamar, Casamar
P.H. VillamarSan Carlos
- 4 Beds
- 3.5 Baths
- 200 m²
$430,000
$2,150 / m²
Costa Esmeralda Beach Home with Private Pool San Carlos
A private beach retreat with room for guests and entertaining
San Carlos, San Carlos
Active
$500,000
USD$833 / m²
- 5Bed
- 5.5Bath
- 600 m²6,458 ft²
- 930 m²Lot
- 2Parking
Overview
Set within a private gated community in Costa Esmeralda, this two-story beach home pairs generous outdoor living with flexible spaces for family and guests. The 600 m² of construction sits on a 930 m² lot, with the beach about a five-minute walk away. Two independent studio spaces, each with its own kitchenette, offer useful privacy for extended family, visiting friends, a home office, or potential vacation-rental use. The home has 5.5 bathrooms, a covered laundry area, two storage rooms, and a spacious terrace with views. Parking is available on the property. The private outdoor setting includes a swimming pool, a jacuzzi for up to 12 people, a BBQ area, a traditional-style bohío, and landscaped gardens with nighttime lighting. Its Balinese-inspired design creates a distinctive backdrop for relaxed afternoons and gatherings. Surveillance cameras and an electric gate add layers of privacy, while the gated community has 24/7 security. Costa Esmeralda also offers access to the Teta River, a refreshing place to enjoy during the summer, and the area is close to popular surfing spots. For a coastal home, a guest-ready retreat, or an investment with flexible use, this property brings beach access and substantial private amenities together. Contact us to arrange a private viewing.
In Short
This Costa Esmeralda home is offered for USD 500,000 and includes 600 m² of construction, a 930 m² lot, two independent studio spaces with kitchenettes, a private pool, a 12-person jacuzzi, a BBQ area, a bohío, gardens, and 24/7 community security.
Before You Decide
- The two independent studio spaces, each with a kitchenette, may suit guests or flexible household use.
- A private pool, 12-person jacuzzi, BBQ area, bohío, and landscaped gardens support outdoor entertaining.
- Confirm the bedroom and parking counts before comparing the home with other properties.
- Confirm HOA costs, pet rules, and short-term-rental permissions directly with the community.
Highlights
- 600 m² of construction on a 930 m² lot
- Two independent studio spaces, each with a kitchenette
- Private swimming pool and jacuzzi for up to 12 people
- BBQ area, traditional-style bohío, and landscaped gardens
- Nighttime garden lighting and a spacious terrace with views
- Covered laundry area and two storage rooms
- Surveillance cameras, electric gate, and 24/7 community security
- Beach about a five-minute walk away; access to the Teta River and nearby surfing spots
At a Glance
- Status
- Available
- Asking price
- $500,000
- Price per m²
- $833.33/m²
- Bathrooms
- 5.5 bathrooms
- Construction area
- 600 m²
- Lot area
- 930 m²
- Property type
- House
- Community
- Costa Esmeralda
- Neighborhood
- Costa Esmeralda
- District
- San Carlos
- Province
- Panamá Oeste
- Listing ID
- CNV-PROP-071740
Key Facts
- Category
- Residential
- Unit type
- House Villa
- Listed
- 5 October 2026
- Last updated
- 5 October 2026
Gallery
11 photographs of this residence.
What's Included
Everything that stays with the residence.
- Two independent studio spaces each with kitchenette
- Covered laundry area
- Two storage rooms
- 2 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 5
- Full baths
- 5
- Half baths
- 1
- Laundry room
- Yes
- Total
- 600 m² · 6,458 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Interior
- Two independent studio spaces each with kitchenette
- Covered laundry area
- Two storage rooms
Outdoor
- Private swimming pool
- Jacuzzi
- Bbq area
- Bohio
- Landscaped gardens
- Terrace
- Nighttime garden lighting
- Surveillance cameras
- Electric gate
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $500,000
- Price per m²
- $833 / m²
- Cash to close (est.)
- $150,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $150,000
- Loan amount
- $350,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$2,155
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price equates to approximately USD 833.33 per m² of construction, calculated from USD 500,000 divided by 600 m².
- The lot area is 930 m² and the construction area is 600 m².
Value Comparison
Asking price per m², against the building, the sector and the country.
House$833 / m²
San Carlos average$1,910 / m²
Panama average$4,306 / m²
Asking 56% below the San Carlos average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At USD 500,000, this Costa Esmeralda beach home offers 600 m² of construction on a 930 m² lot, with two independent studio spaces and extensive private outdoor amenities. Rental income and operating costs have not been provided.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$500,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Carlos
San Carlos
Beach home for sale in Costa Esmeralda
San Carlos, San Carlos
Positions are schematic, spaced by travel distance.
Get directionsSan Carlos on Casanova today
- Active sale listings
- 58
- Active rentals
- 0
- Median asking price per m²
- $1,439
Getting Around
San Carlos, San Carlos, Panamá Oeste · Pacific Beaches
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How much is the Costa Esmeralda home?
The asking price is USD 500,000.
How large is the property?
The home has 600 m² of construction on a 930 m² lot.
What private outdoor features does the home have?
The property includes a private pool, a jacuzzi for up to 12 people, a BBQ area, a traditional-style bohío, landscaped gardens with nighttime lighting, and a terrace.
How close is the beach?
The beach is approximately a five-minute walk away.
Does the home have separate guest accommodation?
The home has two independent studio spaces, each with its own kitchenette.
Are pets allowed, and are short-term rentals permitted?
Pet and short-term-rental rules have not been confirmed. Please request details before making an offer.
How much construction area and land does the property have?
The home has 600 m² of construction on a 930 m² lot.
What community amenities are identified?
The community is described as gated, with 24/7 security and access to the Teta River.
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Interested in Costa Esmeralda Beach Home with Private Pool?
Speak to our team — viewings in person or by video, usually within 48 hours.