Bathrooms
3 bathrooms
Never-occupied apartment at Pinnacle, The Reserve Santa María
A 202 m² residence in Santa María’s Pinnacle
Santa María, Panamá
Active
$695,000
USD$3,441 / m²
- 3Bath
- 202 m²2,174 ft²
- 2Parking
Overview
Set within Pinnacle at The Reserve, this never-occupied 202 m² apartment brings a substantial footprint to one of Santa María’s distinctive residential communities. Offered through a resale or assignment, it is an opportunity to acquire a new-to-occupy home in a project described as sold out. The apartment has three bathrooms and two parking spaces. Its 202 m² area gives you room to shape the home around your needs; bedroom count, interior layout and finish specifications are not included here. The property is described as ready for its first occupancy. An elevator and reserve water tank are among the stated property features. The Reserve’s amenities include pools, an artificial white-sand beach, a BBQ area, party room, children’s playground, tennis court, basketball court, minigolf and gym. The community also features landscaped grounds and walking paths with views of the golf course. Santa María Golf & Country Club has a professional course designed by Nicklaus Design, available through a separate membership. Enjoy a resort-inspired community setting in Santa María, within Juan Díaz, Panamá. Contact Casanova Realty to ask about the apartment and arrange a viewing.
In Short
The apartment at Pinnacle in The Reserve, Santa María, is offered for USD 695,000. It has 202 m² of total area, three bathrooms and two parking spaces. Community amenities include pools, an artificial white-sand beach, a BBQ area, party room, playground, tennis and basketball courts, minigolf and a gym.
Before You Decide
- The stated total area is 202 m², but bedroom count and room layout are not provided.
- The apartment includes three bathrooms and two parking spaces.
- The monthly HOA amount and included services are not available.
- The golf course is accessed through a separate membership.
Highlights
- 202 m² total area
- Never occupied; offered through resale or assignment
- Three bathrooms
- Two parking spaces
- Pools and an artificial white-sand beach at The Reserve
- BBQ area, party room and children’s playground
- Tennis, basketball, minigolf and gym
- Santa María golf course designed by Nicklaus Design; membership required
At a Glance
- Status
- Available
- Asking price
- $695,000
- Price per m²
- $3,440.59/m²
- Bathrooms
- 3 bathrooms
- Total area
- 202 m²
- Parking
- 2 spaces
- Property type
- Apartment
- Building
- Pinnacle
- Community
- The Reserve
- Neighborhood
- Santa María
- City
- Panamá
- Listing ID
- CNV-PROP-047087
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Condition
- Brand New
- Listed
- 3 July 2024
- Last updated
- 4 October 2026
Gallery
10 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- 2 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Full baths
- 3
- Total
- 202 m² · 2,174 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $695,000
- Price per m²
- $3,441 / m²
- Cash to close (est.)
- $208,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $208,500
- Loan amount
- $486,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$2,995
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Compare the USD 695,000 asking price with the 202 m² total area; the calculated price is approximately USD 3,440.59 per m².
- The apartment has three bathrooms and two parking spaces; bedroom count is not provided.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,441 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 7% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
Investment returns have not been estimated.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · July 2024$695,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Santa María
Juan Díaz, Panamá
Santa María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price for the apartment in Pinnacle?
The asking price is USD 695,000.
How large is the apartment?
The apartment has a total area of 202 m².
How many bathrooms and parking spaces does it have?
The apartment has three bathrooms and two parking spaces.
What amenities are available at The Reserve?
The Reserve amenities include pools, an artificial white-sand beach, a BBQ area, a party room, a playground, tennis and basketball courts, minigolf and a gym.
Does the property have access to a golf course?
Santa María Golf & Country Club has a golf course designed by Nicklaus Design. The source describes access through a separate membership.
Is golf available nearby?
Santa María Golf & Country Club has a golf course designed by Nicklaus Design. A separate membership is required.
Similar Properties
Same market, comparable size and price.
Interested in Never-occupied apartment at Pinnacle, The Reserve?
Speak to our team — viewings in person or by video, usually within 48 hours.