The Kitchen
7 appliances included
Three-bedroom penthouse at PH Joy Tower San Francisco
A remodeled PH Joy Tower penthouse with city and ocean views
San Francisco, Panamá
Active
$345,000
USD$1,612 / m²
- 3Bed
- 3Bath
- 214 m²2,303 ft²
- 2Parking
Overview
This remodeled PH Joy Tower penthouse combines generous 214 m² proportions with city and ocean views in San Francisco. Its spacious balcony has protective netting, while the integrated living and dining room connects to a kitchen with a modern breakfast bar. Three bedrooms include a primary suite with a remodeled bathroom and walk-in closet. The secondary bathroom has direct access to both secondary bedrooms, and a remodeled half bath serves guests. Maid’s quarters with a bathroom and a remodeled enclosed laundry area add practical separation for daily routines. Finishes include imported porcelain tile flooring with a wood-look design, a safe, an electric blackout curtain and split inverter air conditioning. The kitchen is equipped with a stove, refrigerator and extractor fan; a washer, dryer, water dispenser and water heater are also included. Two separate covered parking spaces complete the residence. PH Joy Tower offers 24/7 security, a pool, multi-sports court, gym, event room and full power generator. San Francisco brings convenient access to shopping centers, restaurants, schools and supermarkets. Contact us to arrange a viewing of this remodeled penthouse for sale in Panama City.
In Short
The PH Joy Tower penthouse for sale in San Francisco is priced at $345,000 and offers 214 m², three bedrooms, city and ocean views, two separate covered parking spaces and remodeled finishes. Building amenities include a pool, multi-sports court, gym, event room, 24/7 security and a full generator.
Before You Decide
- Compare the $345,000 asking price with the included 214 m², remodeled finishes and two covered parking spaces.
- Ask for the confirmed bathroom count and full/half-bath breakdown before comparing the floor plan.
- Confirm the monthly HOA, building rules and generator coverage.
- Verify the unit’s floor number and the legal or assigned status of both parking spaces.
Remodeled bathrooms and finishes; the source describes luxurious finishes.
Highlights
- 214 m² remodeled penthouse in PH Joy Tower
- Three bedrooms, including a primary bedroom with walk-in closet
- Spacious balcony with protective netting
- City and ocean views
- Integrated living and dining area with kitchen and breakfast bar
- Maid’s quarters with bathroom and enclosed laundry area
- Two separate covered parking spaces
- Building pool, multi-sports court, gym, event room, 24/7 security and full generator
At a Glance
- Status
- Available
- Asking price
- $345,000
- Price per m²
- $1,612.15
- Bedrooms
- 3 bedrooms
- Area
- 214 m²
- Parking
- 2 covered spaces
- Views
- City and ocean
- Property type
- Penthouse apartment
- Building
- PH Joy Tower
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-088818
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Listed
- 13 October 2026
- Last updated
- 13 October 2026
Gallery
17 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Primary Suite
Walk-in closet, city and ocean views
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- Stove
- Refrigerator
- Extractor fan
- Washer
- Dryer
- Water dispenser
- Water heater
- Walk-In Closet
- Electric blackout curtain
- Modern remodeled bathrooms
- Integrated living dining kitchen
- Breakfast bar
- Imported wood look porcelain tile
- Enclosed laundry area
- Protective balcony netting
- 2 parking spaces
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 214 m² · 2,303 ft²
Systems & Comfort
- Views
- City, Ocean
Parking & Storage
- Spaces
- 2
- Covered
- Yes
Interior
- Walk-In Closet
- Electric blackout curtain
- Modern remodeled bathrooms
- Integrated living dining kitchen
- Breakfast bar
- Imported wood look porcelain tile
- Enclosed laundry area
- Protective balcony netting
Appliances included
- Stove
- Refrigerator
- Extractor fan
- Washer
- Dryer
- Water dispenser
- Water heater
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $345,000
- Price per m²
- $1,612 / m²
- Cash to close (est.)
- $103,500at 30% down
Mortgage Estimate
- Down payment
- 30% · $103,500
- Loan amount
- $241,500
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,487
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- PH Joy Tower penthouse: 214 m², three bedrooms and two covered parking spaces.
- Asking price: $345,000, or approximately $1,612.15 per m² based on the stated area.
- Building amenities stated: pool, multi-sports court, gym, event room, 24/7 security and full generator.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$1,612 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 55% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
The asking price is $345,000, equivalent to approximately $1,612.15 per m² based on the stated 214 m² area. Rental income, operating costs, and projected returns have not been established.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$345,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $345,000.
How large is the apartment?
The apartment is described as 214 m².
How many bedrooms does it have?
The apartment has three bedrooms.
How many parking spaces are included?
Two separate covered parking spaces are included.
Which building amenities are available?
PH Joy Tower has a pool, multi-sports court, gym and event room.
Does the building have security and backup power?
The building has 24/7 security and a full power generator.
Which appliances are included?
The included appliances are a stove, refrigerator, extractor fan, washer, dryer, water dispenser and water heater.
Does the building have backup power?
PH Joy Tower has a full power generator; the systems and circuits covered have not been specified.
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Interested in Three-bedroom penthouse at PH Joy Tower?
Speak to our team — viewings in person or by video, usually within 48 hours.