Bathrooms
4.5 bathrooms
4-Bedroom House with Independent-Capable Annex in San Francisco
A San Francisco home with room to live, work and grow
San Francisco, Panamá
Active
$1,150,000
USD$1,729 / m²
- 4Bed
- 4.5Bath
- 665 m²7,158 ft²
- 375 m²Lot
- 6Parking
Overview
Space and flexibility come together in this San Francisco property: a four-bedroom main house paired with a substantial annex that can connect to the home or operate independently. With 665 m² of construction on a 375 m² lot, it offers room for a large household, a home-based business or a combination of both. The main house has four bedrooms and 4.5 bathrooms. The annex adds a welcoming reception and a flexible office or storage area on the ground floor, together with a bathroom. Upstairs, a large open-plan salon has glass and gypsum partitions, another bathroom and options for a corporate office, server room or games area. Six cars can park under cover, with capacity expandable to 9–10 spaces in total. Set in San Francisco, the property combines generous residential space with a layout suited to varied day-to-day needs. The annex’s independent-capable arrangement gives owners options for work, recreation or accommodating different household routines. Explore the potential of this unusually adaptable home and arrange a visit to consider how its two connected spaces could work for you.
In Short
This San Francisco house is offered for $1,150,000. It has four bedrooms in the main house, 4.5 bathrooms in the main house, 665 m² of construction, a 375 m² lot, a two-level annex that can function independently, and six covered parking spaces expandable to 9–10 total.
Before You Decide
- The 665 m² construction area is paired with a 375 m² lot.
- A two-level annex offers the option to separate work, storage or recreation areas from the main house.
- The main house has 4.5 bathrooms; the annex also has a bathroom on each level, and the combined total should be confirmed.
- Covered parking is stated for six vehicles, with expandable total capacity of 9–10.
Highlights
- Four-bedroom main house in San Francisco
- 665 m² of construction on a 375 m² lot
- Main house includes 4.5 bathrooms
- Two-level annex can connect to the house or function independently
- Ground-floor reception and flexible office or storage area
- Upper open-plan salon with glass and gypsum partitions
- Annex has a bathroom on each level
- Six covered parking spaces, expandable to 9–10 total
At a Glance
- Status
- For sale
- Asking price
- $1,150,000
- Price per m²
- $1,729.32/m² of construction
- Bedrooms
- 4
- Bathrooms
- 4.5 in the main house
- Construction area
- 665 m²
- Lot area
- 375 m²
- Parking
- 6 covered; expandable to 9–10 total
- Property type
- House with annex
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-043957
Key Facts
- Category
- Residential
- Unit type
- House Villa
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
35 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
What's Included
Everything that stays with the residence.
- 6 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 4
- Half baths
- 1
- Den / office
- Yes
- Total
- 665 m² · 7,158 ft²
Parking & Storage
- Spaces
- 6
- Covered
- Yes
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $1,150,000
- Price per m²
- $1,729 / m²
- Cash to close (est.)
- $345,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $345,000
- Loan amount
- $805,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$4,957
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price is approximately $1,729.32 per m² when calculated against the 665 m² construction area.
- The property combines a four-bedroom main house with a separate-use-capable two-level annex.
Value Comparison
Asking price per m², against the building, the sector and the country.
House$1,729 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 52% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $1,150,000 and 665 m² of stated construction area, the asking price equates to approximately $1,729.32 per m². The property also includes a 375 m² lot and a flexible annex.
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- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
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- Days on market
Price History
- Listed · October 2026$1,150,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
4-bedroom house for sale in San Francisco, Panama
San Francisco, Panamá
Positions are schematic, spaced by travel distance.
Get directionsSan Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
What is the asking price?
The asking price is $1,150,000.
How large are the house and lot?
The property has 665 m² of construction area on a 375 m² lot.
How many bedrooms and bathrooms does the main house have?
The main house has four bedrooms and 4.5 bathrooms.
Can the annex function separately from the main house?
Yes. The two-level annex can be connected to the house or function independently.
What is included in the annex?
The ground floor has a reception area, a bathroom and a flexible office or storage area. The upper floor has an open-plan salon with glass and gypsum partitions and a bathroom.
How many cars can park at the property?
Six cars can park under cover; total capacity can expand to 9–10 spaces.
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Interested in 4-Bedroom House with Independent-Capable Annex in San Francisco?
Speak to our team — viewings in person or by video, usually within 48 hours.