Bathrooms
4 bathrooms
Four-bedroom residence at The Reserve, Santa María
Room to live, with a golf-course outlook
Santa María, Panamá
Active
$890,000
USD$2,967 / m²
- 4Bed
- 4Bath
- 300 m²3,229 ft²
- 3Parking
Overview
Set within The Reserve in Santa María, this 300 m² residence pairs generous family space with a balcony overlooking the golf course. Green surroundings, privacy and the calm of a gated community give the home a distinctive setting in Panama City. The layout includes four bedrooms, each with its own bathroom, a spacious living-dining room opening to the balcony, and a closed kitchen with a breakfast bar. Maid's quarters with a bathroom provide additional service space. Three parking spaces and one storage unit are included. The total bathroom count should be confirmed against the room details. The Reserve is described as a gated community with security and extensive green areas. Santa María offers proximity to schools, restaurants, shops and the city's main access roads. For buyers seeking a spacious home in a residential setting with golf-course views, this property is an inviting opportunity. Contact Casanova Realty to arrange a viewing and learn more about The Reserve.
In Short
A four-bedroom, 300 m² residence is offered for USD 890,000 in The Reserve, Santa María. Features include a golf-course-view balcony, a closed kitchen with breakfast bar, maid's quarters, three parking spaces and one storage unit.
Before You Decide
- The 300 m² total area provides substantial space for a four-bedroom household.
- The balcony overlooks the golf course, while the home is within a gated community with security and green areas.
- Three parking spaces and one storage unit are included.
- Confirm the bathroom total, property classification, HOA fee and any rental conditions before making a decision.
Highlights
- 300 m² total area
- Four bedrooms, each with its own bathroom
- Balcony overlooking the golf course
- Spacious living-dining room
- Closed kitchen with breakfast bar
- Maid's quarters with bathroom
- Three parking spaces and one storage unit
- Gated community with security and extensive green areas
At a Glance
- Status
- Available
- Asking price
- USD 890,000
- Price per m²
- USD 2,966.67/m²
- Bedrooms
- 4
- Total area
- 300 m²
- Parking
- 3 spaces
- Storage
- 1 unit
- Property category
- Townhouse / apartment
- Community
- The Reserve
- Neighborhood
- Santa María
- City
- Panama City
- Listing ID
- CNV-PROP-088721
Key Facts
- Category
- Residential
- Property type
- Townhouse
- Unit type
- House Villa
- Listed
- 13 October 2026
- Last updated
- 13 October 2026
Gallery
32 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
The Kitchen
Closed layout
What's Included
Everything that stays with the residence.
- Living-dining room
- Closed kitchen with breakfast bar
- Maid's quarters
- 3 parking spaces
Explore House
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 4
- Full baths
- 4
- Maid's room
- Yes
- Kitchen
- Closed
- Total
- 300 m² · 3,229 ft²
Parking & Storage
- Spaces
- 3
- Covered
- No
Interior
- Living-dining room
- Closed kitchen with breakfast bar
- Maid's quarters
Outdoor
- Balcony
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $890,000
- Price per m²
- $2,967 / m²
- Cash to close (est.)
- $267,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $267,000
- Loan amount
- $623,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,836
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- Total area: 300 m².
- Bedroom count: four.
- Parking: three spaces; storage: one unit.
- Asking price: USD 890,000, or approximately USD 2,966.67 per m² using the stated total area.
Value Comparison
Asking price per m², against the building, the sector and the country.
House$2,967 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 19% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At USD 890,000 for 300 m², the calculated asking-price ratio is approximately USD 2,966.67 per m². No rental yield or comparable-sales estimate is available.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$890,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Santa María
Juan Díaz, Panamá
4-bedroom home for sale in Santa María
Santa María, Panamá
Positions are schematic, spaced by travel distance.
Get directionsSanta María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · —
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is the residence at The Reserve?
The residence has a total area of 300 m².
How many bedrooms does this Santa María home have?
It has four bedrooms, each with its own bathroom.
Does the home have a balcony and a golf-course view?
Yes. The balcony overlooks the golf course.
How many parking spaces and storage units are included?
The home includes three parking spaces and one storage unit.
What is the asking price?
The asking price is USD 890,000.
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Interested in Four-bedroom residence at The Reserve, Santa María?
Speak to our team — viewings in person or by video, usually within 48 hours.