The Kitchen
1 appliances included
3-bedroom apartment at PH The Towers, San Francisco
A fully furnished, family-sized residence at PH The Towers
San Francisco, Panamá
Active
$450,000
USD$2,381 / m²
- 3Bed
- 3Bath
- 189 m²2,034 ft²
- 2Parking
Overview
Set in PH The Towers in San Francisco, this 189 m² apartment pairs a generous family layout with the convenience of a fully furnished home. It is offered for sale at $450,000, with a one-year rent-with-option-to-purchase arrangement also described. The residence has 3 bedrooms and 3 bathrooms, a walk-in closet in the primary bedroom, a family room, and a library or study. A spacious living and dining area, floor-to-ceiling windows, and broad balconies shape the main living spaces. The kitchen and laundry area are complemented by a service room and bathroom, and the apartment is described as fully furnished with white goods, roller blinds, and air conditioning. Two parking spaces are included. PH The Towers offers a broad range of sports and social facilities: a swimming pool, gym, tennis, soccer, squash, and racquetball courts, a children's play area, party room, poker room, and billiards. Other listed facilities include a basketball court, barbecue area, sauna, Turkish bath, Jacuzzi, clubhouse, visitor parking, reception, surveillance, internet room, and electrical plant. The property is in San Francisco, described as centrally located in Panama City. Contact us to arrange a visit and discuss the sale or purchase-option arrangement.
In Short
The apartment for sale at PH The Towers in San Francisco is priced at $450,000 and measures 189 m². It has 3 bedrooms, 3 bathrooms, 2 parking spaces, full furnishings, white goods, roller blinds, and air conditioning. Building facilities include a swimming pool, gym, sports courts, children's play area, and social rooms.
Before You Decide
- The apartment combines 189 m² with 3 bedrooms, 3 bathrooms, a family room, and a service room and bathroom.
- Two parking spaces are stated, but their deed or assignment details should be confirmed.
- The apartment is furnished and includes white goods, roller blinds, and air conditioning.
- Monthly HOA costs, pet rules, and short-term rental rules are not specified.
- A one-year rent-with-option-to-purchase arrangement is described, but its price and terms need clarification.
Included in the sale. The apartment is described as fully furnished and includes white goods, roller blinds, and air conditioning. A service room and bathroom are also specified.
Highlights
- 189 m² apartment offered for $450,000
- 3 bedrooms and 3 bathrooms
- Fully furnished, with white goods, roller blinds, and air conditioning
- Two parking spaces
- Primary bedroom with walk-in closet; separate family room and study/library
- Spacious living and dining area, floor-to-ceiling windows, and balconies
- Service room and bathroom, plus kitchen and laundry area
- Building sports and social facilities include a pool, gym, courts, party room, and children's play area
At a Glance
- Status
- Available
- Asking price
- $450,000
- Price per m²
- $2,380.95/m²
- Bedrooms
- 3 bedrooms
- Bathrooms
- 3 bathrooms
- Area
- 189 m²
- Parking
- 2 spaces
- Furnished
- Fully furnished
- Property type
- Apartment
- Building
- PH The Towers
- Neighborhood
- San Francisco
- City
- Panama City
- Listing ID
- CNV-PROP-044006
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Furnishing
- Fully Furnished Turnkey
- Listed
- 4 October 2026
- Last updated
- 4 October 2026
Gallery
26 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3 bathrooms
What's Included
Everything that stays with the residence.
- White goods included; individual appliances unspecified
- Walk-in closet in the primary bedroom
- Family room
- Library/study
- Spacious living and dining area
- Floor-to-ceiling windows
- Kitchen
- Laundry area
- Built-in closets
- Equipped kitchen
- Pantry
- Water heater
- Jacuzzi
- 2 parking spaces
- Furniture, in the price
- The apartment is described as fully furnished and includes white goods, roller blinds, and air conditioning. A service room and bathroom are also specified.
Explore Apartment
Take a closer look before you travel.
No video on file for this unit yet. We can walk you through it live over WhatsApp — most buyers outside Panama start that way.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Den / office
- Yes
- Maid's room
- Yes
- Laundry room
- Yes
- Total
- 189 m² · 2,034 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Interior
- Walk-in closet in the primary bedroom
- Family room
- Library/study
- Spacious living and dining area
- Floor-to-ceiling windows
- Kitchen
- Laundry area
- Built-in closets
- Equipped kitchen
- Pantry
- Water heater
- Jacuzzi
Appliances included
- White goods included; individual appliances unspecified
Outdoor
- Balcony
Accessibility
- Elevator access
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $450,000
- Price per m²
- $2,381 / m²
- Cash to close (est.)
- $135,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $135,000
- Loan amount
- $315,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$1,940
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price is approximately $2,380.95 per m², calculated from $450,000 divided by 189 m².
- The apartment has 3 bedrooms, 3 bathrooms, and 2 stated parking spaces.
- The building amenity list includes both sports facilities and indoor social rooms.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$2,381 / m²
San Francisco average$3,573 / m²
Panama average$4,306 / m²
Asking 33% below the San Francisco average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
At $450,000 for 189 m², the asking price equates to approximately $2,380.95 per m². A one-year rent-with-option-to-purchase arrangement is also described; rental pricing and option terms are not provided.
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · October 2026$450,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in San Francisco
San Francisco, Panamá
San Francisco on Casanova today
- Active sale listings
- 762
- Active rentals
- 0
- Median asking price per m²
- $2,062
Getting Around
San Francisco, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How many bedrooms and bathrooms does the apartment have?
The apartment has 3 bedrooms and 3 bathrooms.
How many parking spaces are included?
The apartment is described with 2 parking spaces. Whether they are deeded or assigned is not specified.
Is the apartment furnished, and what is included?
The apartment is described as fully furnished and includes white goods, roller blinds, and air conditioning. The individual appliances are not itemized.
What amenities does PH The Towers offer?
The stated amenities include a swimming pool, gym, tennis, soccer, squash and racquetball courts, children's play area, party room, poker room, and billiards. Other listed features include a basketball court, barbecue area, sauna, Turkish bath, Jacuzzi, clubhouse, visitor parking, reception, surveillance, internet room, and electrical plant.
Is a rent-with-option-to-purchase arrangement available?
A one-year rent-with-option-to-purchase arrangement is described. The monthly rent and detailed option terms are not provided.
What is the monthly HOA fee?
The monthly HOA fee is not provided.
Are pets or short-term rentals allowed?
Pet and short-term rental policies are not provided.
Does the building have backup power, and what does it cover?
An electrical plant is listed as a building feature. Its coverage is not specified.
What is the asking price?
The asking price is $450,000.
How large is the apartment?
The apartment is 189 m².
Does the building have backup power?
An electrical plant is listed as a building feature; its coverage is not specified.
Are the appliances included?
White goods are included, but the individual appliances are not itemized.
How many elevators does PH The Towers have?
An elevator is listed, but the elevator count is not provided.
Similar Properties
Same market, comparable size and price.
3-Bedroom Apartment at Mandarin Bay, San Francisco
Mandarin BaySan Francisco
- 3 Beds
- 4 Baths
- 207 m²
$448,750
$2,168 / m²
New DevelopmentThree-Bedroom Apartment with Sea View in Paitilla
PH DeluxeSan Francisco
- 3 Beds
- 3.5 Baths
- 199 m²
$447,188
$2,250 / m²
Furnished 3-bedroom apartment in Deluxe, Paitilla
DeluxeSan Francisco
- 3 Beds
- 3.5 Baths
- 177 m²
Furnished$445,000
$2,514 / m²
3-bedroom apartment at The Towers Resident
The Towers ResidentSan Francisco
- 3 Beds
- 3 Baths
- 189 m²
$440,000
$2,328 / m²
Interested in 3-bedroom apartment at PH The Towers, San Francisco?
Speak to our team — viewings in person or by video, usually within 48 hours.