The Kitchen
1 appliances included
3-Bedroom Apartment in Santa María
A 240 m² Santa María residence with a private terrace
Santa María, Panamá
Active
$860,000
USD$3,583 / m²
- 3Bed
- 3.5Bath
- 240 m²2,583 ft²
- 2Parking
Overview
Set within Santa Maria Golf & Country Club, this 240 m² apartment pairs a spacious three-bedroom layout with a distinctive outdoor feature: a terrace with private access to the pool area. Views reach toward the Santa María development, while the home’s den adds a separate space for work or quiet retreat. The apartment has 3 bedrooms, 3.5 bathrooms, a walk-in closet, a balcony, air conditioning and a washer. It is offered unfurnished and includes two parking spaces. Luxury finishes and generous proportions give the home a polished, comfortable feel without compromising on practical everyday space. Residents can enjoy a swimming pool and kids’ pool, kids’ club, gaming room, gym, spinning room, sauna, party room, BBQ area, padel court, yoga deck and rooftop. Other listed features include a wine deck and lockers, coffee station, bike rack and bicycle garage, scooter charging zone, pet grooming service, pet zen garden, and a lounge with ocean views. The building also has 24-hour security, visitor parking and a children’s playground. Discover Santa María’s private-community setting and arrange a viewing to experience the apartment in person.
In Short
This Santa María apartment is offered for $860,000 and has 3 bedrooms, 3.5 bathrooms, 240 m² of total area, a den, balcony, terrace, walk-in closet, air conditioning, washer, and 2 parking spaces. The building’s listed amenities include pools, gym, sauna, party room, padel court, yoga deck, rooftop, 24-hour security, and visitor parking.
Before You Decide
- The 240 m² total area includes 3 bedrooms, 3.5 bathrooms, a den, a balcony, and a terrace.
- Two parking spaces are included; their assignment and deed status are not specified.
- The apartment is unfurnished and has air conditioning and a washer.
- The building lists extensive recreation and wellness amenities, including pools, gym, sauna, padel court, and yoga deck.
Highlights
- 240 m² with 3 bedrooms and 3.5 bathrooms
- Den, walk-in closet and generous living spaces
- Private terrace with access to the pool area
- Balcony and views toward the Santa María development
- Two parking spaces; offered unfurnished
- Swimming pool, kids’ pool, gym, sauna and party room
- Padel court, yoga deck, rooftop and BBQ area
- Pet grooming, pet zen garden and scooter charging zone
At a Glance
- Status
- Available
- Asking price
- $860,000
- Price per m²
- $3,583.33/m²
- Bedrooms
- 3
- Bathrooms
- 3.5
- Total area
- 240 m²
- Parking
- 2 spaces
- Furnished
- Unfurnished
- Property type
- Apartment
- Community
- Santa Maria Golf & Country Club
- Neighborhood
- Santa María
- City
- Panama City
- Listing ID
- CNV-PROP-002975
Key Facts
- Category
- Residential
- Unit type
- Apartment Condo
- Furnishing
- Unfurnished
- Listed
- 9 July 2026
- Last updated
- 4 October 2026
Gallery
49 photographs of this residence.
Room by Room
Composed from this unit's own specification, not a template.
Bathrooms
3.5 bathrooms
What's Included
Everything that stays with the residence.
- Washer
- Walk-In Closet
- Den
- 2 parking spaces
Explore Apartment
Take a closer look before you travel.
Features & Finishes
Layout
- Bedrooms
- 3
- Full baths
- 3
- Half baths
- 1
- Den / office
- Yes
- Total
- 240 m² · 2,583 ft²
Parking & Storage
- Spaces
- 2
- Covered
- No
Interior
- Walk-In Closet
- Den
Appliances included
- Washer
Outdoor
- Balcony
- Terrace
Costs & Financing
Everything you would actually pay, not just the asking price.
Purchase Summary
- Asking price
- $860,000
- Price per m²
- $3,583 / m²
- Cash to close (est.)
- $258,000at 30% down
Mortgage Estimate
- Down payment
- 30% · $258,000
- Loan amount
- $602,000
- Rate (assumed)
- 6.25%
- Term
- 30 years
Estimated monthly payment
$3,707
Principal and interest only
An illustration, not an offer. Panamanian banks lend up to about 70% to residents and 50–60% to non-residents; your rate depends on the bank, the term and your file.
Monthly Carrying Cost
Property tax$0
Insurance$0
Total, before mortgage:$0 / month
If you let it out
How It Compares
- The asking price equates to approximately $3,583.33 per m², calculated using $860,000 divided by 240 m².
- The apartment has 3.5 bathrooms; the source does not break that figure into full and half bathrooms.
Value Comparison
Asking price per m², against the building, the sector and the country.
Apartment$3,583 / m²
Santa María average$3,682 / m²
Panama average$4,306 / m²
Asking 3% below the Santa María average. Ask us why; sometimes there is a good reason and sometimes there is a reason.
Investment Case
- —
- Gross yield
- —
- Net yield (est.)
- —
- 5-yr area growth
- —
- Days on market
Price History
- Listed · July 2026$860,000
How You Can Pay
This residence is not attached to a building page in our directory.
Living in Santa María
Juan Díaz, Panamá
3-bedroom apartment for sale in Santa María
Santa María, Panamá
Positions are schematic, spaced by travel distance.
Get directionsSanta María on Casanova today
- Active sale listings
- 384
- Active rentals
- 0
- Median asking price per m²
- $3,583
Getting Around
Juan Díaz, Panamá, Panamá · Panama City
Address shown to neighborhood precision for the owner's privacy. The exact address is shared when a viewing is confirmed.
Frequently Asked Questions
How large is the apartment?
The apartment has 240 m² of total area.
How many bedrooms and bathrooms does it have?
The apartment has 3 bedrooms and 3.5 bathrooms.
How many parking spaces are included?
The apartment is listed with 2 parking spaces.
Is the apartment furnished?
The apartment is listed as unfurnished.
What is the asking price?
The asking price is $860,000.
Does the apartment have a terrace?
Yes. The terrace has private access to the pool area.
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